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The State Product Manager is responsible for driving personal lines product strategy, managing product growth, and collaborating with various teams to enhance financial performance and ensure compliance with regulatory standards.

The VP leads the P&C state strategy and execution for Personal Lines Auto and Home, managing profitability and growth while ensuring regulatory compliance across 44 states.

Perform P&C reserving analyses for personal lines, supporting quarterly and annual reserve studies using chain ladder, Bornhuetter-Ferguson, and frequency/severity methods. Analyze loss development, drivers of reserve changes, and loss emergence. Support reinsurance placement and modeling, regulatory and financial reporting, audits, and cross-functional communication. Contribute to process improvement, automation, and ad-hoc analytical projects.

Evaluate and classify complex medical, non-medical, and financial life insurance risks, underwrite cases (approval up to $5M), ensure compliance, manage caseloads, audit decisions, mentor staff, support agents, and lead process improvements and training.