Supports commercial credit underwriting, loan structuring, portfolio management, and risk assessment. Analyzes financial statements, borrower creditworthiness, covenants, borrowing bases, and financial trends; prepares credit approval packages and recommends risk actions. Collaborates with sales, relationship managers, credit officers, and clients while supporting regulatory compliance. Requires strong financial analysis, credit structuring, financial modeling, communication, and Excel skills.

Develops new business and provides sophisticated personal property, casualty, and life insurance solutions to affluent and ultra-high-net-worth clients. Conducts portfolio reviews, identifies coverage gaps and life insurance opportunities, designs programs, quotes and binds policies, coordinates underwriting, and delivers concierge-level service. Partners with private, commercial, and wealth bankers on client meetings and reviews while maintaining regulatory compliance and annual policy assessments.