Top Credit Analyst Jobs in Los Angeles, CA

As a Senior Credit Risk Analyst, you'll analyze credit performance, develop risk indicators, and prepare reports to inform risk management strategies.

The Staff Credit Policy Analyst leads the development and governance of credit policies for home loans, ensuring compliance and operational efficiency while collaborating with leadership and cross-functional teams.

The Analyst, Corporate Credit conducts deep financial analysis, develops investment ideas for bonds, and communicates findings to influence investment strategies.

The Analyst will perform fundamental credit analysis on quasi-sovereigns and corporate credits in Emerging Markets, present investment ideas, and monitor credit performance.

Evaluate and recommend approval/denial of credit by performing complete credit analyses, gathering and interpreting financial information, reviewing portfolios for credit quality issues, using software tools to model options, and advising decision-makers to minimize risk and loss.

Underwrite vehicle finance deals for Westlake's Acquisitions unit: analyze credit reports, income, book value and fraud indicators; interact with dealers, customers and third parties; track portfolio performance and early charge-offs; supervise direct reports as needed; handle high call volume, reporting, and dealer support.

Analyze new leveraged loan transactions and manage an existing portfolio of credits. Produce credit research, financial models, reports and presentations, monitor transactions, and support client relationships while working with senior analysts and portfolio managers.

The Credit Analyst manages credit activities for corporate clients, prepares credit applications, conducts annual reviews, and supports transaction execution while maintaining client relations and regulatory compliance.

Support federal credit reform and allowance-for-loss activities for federal loan programs. Perform loan accounting, cash flow modeling, NPV calculations, data reconciliations, and validate model inputs/outputs against source systems and the general ledger. Maintain historical loan performance data, prepare audit-ready workpapers, document assumptions and SOPs, analyze non-performing loans and reserve needs, and collaborate with accounting, reporting, and program stakeholders to ensure compliance.

Analyze credit policy, approval rates, vintage performance, and portfolio metrics to inform credit strategy. Monitor model/scorecard performance, run tradeoff and scenario analyses, support pricing/term decisions, and produce recurring portfolio reporting and dashboards. Collaborate with collections, fraud, finance, and tech on reporting, model validation, and decisioning platform improvements.

The Credit Policy Analyst maintains and interprets credit policies to ensure alignment with risk appetite and regulatory requirements while providing support for credit-related inquiries.

Lead loss mitigation, build predictive collections models and CECL loss forecasts, design automated conversational recovery strategies, manage credit loss budgeting and vendor selection, and present findings to executive leadership.

Lead credit analytics for the Send Now Pay Later product: build and maintain credit policies, pricing models, vintage and NPV analyses, executive reporting, model integration and testing, and explore alternative data to optimize approval rates and portfolio health.

Design and own loss mitigation and loss-forecasting frameworks (CECL), build predictive collections models and automated contact strategies (WhatsApp/SMS/omnichannel), align with Operations for recovery execution, manage credit loss budgeting and capacity planning, and lead vendor evaluation and onboarding to maximize recovery ROI.

Lead loss mitigation, forecasting, and collections strategy for consumer lending. Build predictive collections models and CECL-based loss forecasts, align conversational operations, manage credit loss budgeting and vendor procurement, and present results to executive stakeholders.

Lead credit analytics for the Send Now Pay Later product: build and optimize valuation, vintage and NPV models; manage credit policies, portfolio monitoring, and NPL reporting; integrate and test scoring models with engineering/data science; and research alternative data to improve predictive performance.

Lead credit analytics for the Send Now Pay Later product: deliver executive portfolio health reporting, NPL trend analysis, and financial/vintage/NPV modeling. Design end-to-end credit frameworks and acquisition/customer management policies, monitor cohort performance, integrate and test ML scorecards with engineering, and evaluate alternative data sources to optimize approval rates and limit defaults.

Lead quantitative credit analytics for a Send Now Pay Later (SNPL) product: build and maintain credit policies, pricing and NPV models, vintage analysis, portfolio monitoring, model integration/testing, and alternative data evaluation to optimize approval rates and manage portfolio health.

Perform and manage QC audits to assess compliance with HUD, state, and federal requirements for reverse and conventional mortgage products. Maintain and update QC checklists, ensure findings are addressed in the LOS, communicate results, meet review timelines, assist leadership with audit process improvements, and ensure fair lending and net benefit compliance.