Risk Management - Credit Officer Director - Executive Director

Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

Job summary

As a Credit Risk Director in Commercial Bank Risk, you lead a cross-functional team delivering credit solutions that support clients’ financing needs. You oversee credit approval and manage a team of risk professionals, while working with a diverse client base. You guide your team in credit analysis, structuring, and negotiation, while maintaining portfolio quality and enforcing risk policies. You thrive in a dynamic environment, and driving high standards of execution.

Job responsibilities

• Lead and develop a team of risk professionals in analyzing and structuring new credit transactions and managing credit portfolios
• Assess risks and mitigants, balance risk and reward, and manage renewals, amendments, and new transactions to maintain strong credit metrics
• Form and communicate independent, well-supported views to partners and senior leadership
• Oversee complex transactions, including negotiations and legal documentation for various loan structures
• Collaborate proactively with internal and external stakeholders to advance transactions
• Drive execution with urgency to meet deadlines and client expectations
• Serve as an expert on structuring and credit policy for stakeholders
• Mentor and coach team members, contribute to team culture, and participate in improvement initiatives
• Demonstrate excellent communication skills to solve problems and influence outcomes
• Uphold organizational standards and adapt to change in a fast-paced environment

Required qualifications, capabilities, and skills

• Bachelor’s degree in business, finance, or related field
• Completion of a major corporate or commercial bank credit training program or equivalent experience
• 10 years of experience in commercial banking or lending with extensive credit analysis, structuring, and loan documentation expertise
• Strong credit, accounting, corporate finance, analytical, and financial modeling skills
• Experience analyzing leveraged Mergers and Acquisition (M&A), sponsor transactions, direct loans and institutional loans executions
• In-depth understanding of loan documentation and ability to negotiate credit agreements
• Excellent interpersonal, verbal, and written communication skills with strong attention to detail 
• Strong organizational, problem-solving, and project management skills with ability to manage competing priorities
• Intellectual curiosity and ability to learn quickly
• Demonstrated initiative, self-direction, and ability to perform well under pressure

Preferred qualifications, capabilities, and skills 

• Advanced degree in business, finance, or related field
• Experience managing teams in a commercial banking environment
• Familiarity with ancillary bank products such as cash management and derivatives
• Track record of mentoring and developing junior talent
• Participation in process improvement or change management initiatives

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.