Companies January

January

New York, New York, USA

Total Offices: 2

111 Total Employees

Year Founded: 2016

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Artificial Intelligence

We're fixing what’s broken in consumer credit with our data-driven platform, helping millions build a brighter future.

At January, we bring humanity to consumer finance. Using data intelligence, we create trust and deliver better outcomes for consumers and creditors alike. Our mission is simple: expand access to credit while empowering consumers to achieve lasting stability and control of their financial lives.

We began by building the foundation for creditors to engage with and support their borrowers at scale across the entire debt lifecycle. We’ve mastered outsourced collections by combining best-in-class performance with differentiated consumer satisfaction and superior compliance.

And we’re just getting started. Together, we’re creating a financial system where trust and opportunity spark lasting change in people’s lives.

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January Offices

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Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Headquartered in New York City with an office in San Francisco, we believe that in-person collaboration promotes creativity, camaraderie, and trust amongst our team. Because of this, we operate on a hybrid model, where our team comes in 3x a week.

Typical time on-site: 3 days a week

HQNew York, New York, USA

San Francisco, California, USA

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What the Team is Saying

We have fun! We celebrate our wins and support each other's interests. This allows everyone to bring their true selves to work. Time off is required and supported through unlimited vacation. We believe in work/life balance and don’t glorify burnout.

Lina , Compliance Manager

There's lots of things I love about January, but to me the most important are the mission and especially the people. My colleagues are some of the most thoughtful, kind, talented and supportive people I know. I feel lucky every day to work with them.

AJ, Software Engineer

January’s culture prioritizes a healthy work-life balance allowing me to remain productive as a new mother. With a leadership team that leads by example and team members that mutually respect each other’s personal lives, I feel comfortable taking time off as needed to prioritize my mental and physical well-being or personal obligations.

Danielle, Software Engineer

One project I'm working on that is super exciting is implementing a machine learning model to improve debt payoff outcomes. Not only is this a technically interesting and challenging project, but it's likely to impact revenue. We're hoping that through insights gained, we can apply similar strategies to other predictive models in the future.

Linya, Senior Engineering Manager

The team’s ideas have shaped the core of our business’s culture, vision, strategy, and more. Frequent feedback – a cultural value – underpins how we operate. Structured and unstructured feedback mechanisms, including one-on-ones, bi-monthly reflections, agility-improving surveys, and post-mortem conversations facilitate regular idea sharing.

Jake, CEO

A bunch of folks on the team are into creative activities outside of work (e.g. painting, archery, candle making, painting rocks, etc.). We have a painting and photos the team made hanging up in the office!