First American Title
First American Title Compensation & Benefits in Grand Rapids
This page summarizes recurring themes identified from responses generated by popular LLMs to common candidate questions about First American Title and has not been reviewed or approved by First American Title.
How are the compensation & benefits at First American Title?
Strengths in health coverage, time off, and equity participation are accompanied by concerns about medical plan costs and the annual, discretionary 401(k) match. Together, these dynamics suggest the Santa Ana office offers a broadly competitive benefits package with a few structural tradeoffs candidates should weigh against specific plan details.
Key Insight for Candidates
Standout tradeoff: In Santa Ana, First American pairs a notably strong ESPP (15% discount, look‑back) with a 401(k) match that’s annual and discretionary. This concentrates upside in stock purchases and year‑end credits, so candidates should assess cash‑flow timing and verify current match terms.Evidence in Action
- Annual 401(k) Match Cycle — Company benefits materials describe a 401(k) plan with auto-enrollment at 6% after 60 days, full vesting after two years, and an annual discretionary company match. Santa Ana employees plan retirement contributions around annual match timing and the two-year vesting schedule to optimize total savings.
- Discounted ESPP Look-Back — Company benefits materials specify an Employee Stock Purchase Plan with at least a 15% discount and a look-back feature. Santa Ana employees can build ownership more affordably by purchasing shares below market, enhancing total compensation over time.
Positive Themes About First American Title
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Healthcare Strength: Health coverage in Santa Ana includes medical, dental, and vision options alongside telehealth, wellbeing programs, an EAP, healthcare advocacy, and tax‑advantaged HSA/FSA accounts. Feedback suggests the breadth of programs is a notable strength.
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Leave & Time Off Breadth: Time off in the Santa Ana office features PTO, paid holidays, sick time, and paid parental leave. Job materials highlight these as part of a comprehensive package.
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Equity Value & Accessibility: An employee stock purchase plan with a discount and look‑back feature is available to Santa Ana employees. Feedback suggests this program is viewed favorably and helps boost total rewards.
Considerations About First American Title
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High Benefits Costs: Medical premiums are described as on the higher side for some plans, with experiences varying by plan and region. This perception affects how affordable coverage feels in Santa Ana.
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Inadequate Retirement Support: The 401(k) company match is made annually and described as discretionary, which some compare less favorably to per‑pay‑period matching approaches. This structure can dilute the perceived strength of retirement support in Santa Ana.
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