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First Financial Bank

VP Commercial Relationship Manager

Posted 2 Days Ago
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In-Office
Creekside, CA
Senior level
In-Office
Creekside, CA
Senior level
Manages and services commercial and real estate loans, evaluates credit risk and profitability, develops new commercial business, expands client relationships, cross-sells banking products, and manages loan portfolios. The role requires extensive customer contact, underwriting knowledge, portfolio management experience, strong communication skills, and participation in business development and community-facing activities.
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We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description:

Office Location:

Creekside, Texas, United States

SCOPE/CONTACTS:         

Incumbent is responsible for the making and servicing of a variety of loans for commercial customers including but not limited to: secured and unsecured, capital, equipment, real estate, interim construction, personal, small business administration, and working capital loans.  Must evaluate each loan for profitability and proper structuring to protect the Bank's interests and must make decisions that merit serious consideration; decisions that could be costly to the Bank if in error.  This position requires performance of business development activities within commercial business market area and heavy customer contacts.  Incumbent should have excellent communication and human relation skills and attend a variety of social situations in representing the Bank.

ESSENTIAL FUNCTIONS:  

  • Make and service all types of Commercial and Real Estate loans either personally or in conjunction with other officers. 
  • Provide guidance to customers to ensure their banking needs are met. 
  • Promote the services and profitability of the Bank. 
  • Develop new business to ensure a constant increase in loans and income to the Bank. 
  • Must actively participate in Customer Service First sales and service culture, support the values of the organization and follow established company policies and procedures.

MINIMUM QUALIFICATIONS: 

  • Bachelor's degree in banking, finance or business-related field is preferred.
  • Formal Credit Training and/or underwriting knowledge experience.
  • Minimum 5-10 years of commercial bank lending experience.
  • An equivalent combination of education and experience may meet qualifications.
  • Ability to expand loans, client relationships and cross sell bank products.
  • Familiarity with the sales, loan processing and closing processes.
  • Must have good interpersonal and communication skills and a proven track record of portfolio management.

The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

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