Staff Software Engineer, Life & Annuity Specialist

Bestow is a leading insurance technology platform serving some of the world's largest and most innovative life insurers. We are on a mission to increase financial stability for everyone. Bestow is a team of mission-driven, results-oriented individuals. We offer all employees a remote (contiguous 48 only)/hybrid workplace, meaningful benefits, substantial growth opportunities, and equity.

Bestow participates in the E-Verify Program.

ABOUT THE TEAM

The Engineering team is responsible for all technology for Bestow and the Bestow Platform. We serve employees, consumers, and enterprise customers. In addition to building software, we integrate and manage many third-party products used by employees and as part of the platform. Our major functional teams are product engineering, infrastructure, IT, data & analytics, MarTech, and program management. Engineering works closely with product management and design to define and prioritize the product roadmap.

As a Staff Software Engineer, Life & Annuity Specialist on the Engineering team, you will work closely with Product Managers, Actuaries, and Insurance Specialists to develop and support solutions for complex cash-value insurance products, including Indexed Universal Life (IUL), Variable Universal Life (VUL), and annuities. You will collaborate with teams across Bestow to plan and execute the product roadmap for these sophisticated financial products. Our system is composed of several modular services that integrate with other services using modern communication patterns.

WHAT YOU'LL DO

• You will develop systems and provide technical leadership to software teams, supporting complex insurance product calculations, policy administration, tax and regulatory compliance for cash-value insurance products.

• We're expanding our product suite to include complex insurance products with intricate financial mechanics. You will help build new platform capabilities that can handle detailed actuarial calculations, investment tracking, and policy value computations.

• We work remotely, so effective written and verbal communication skills are essential.

WHO YOU ARE

You would be a good fit for this role if:

• You seek out problems and opportunities, proactively proposing solutions.

• You are interested in the business and want to understand how your role contributes to its success.

• You take responsibility for the quality of your work and the services we provide to stakeholders.

• You write maintainable software, including automated tests.

• You provide thoughtful and respectful feedback to peers and are receptive to feedback from them.

• You ensure features are observable and monitored for failure.

• You work well with actuaries, product managers, insurance specialists, and other engineers.

Required experience:

• 8+ years of professional software development experience

• Experience building financial calculation engines or working with complex mathematical computations

• Understanding of insurance industry concepts, particularly life insurance products and their mechanics

• Experience with actuarial calculations, present value computations, or financial modeling

• Familiarity with regulatory compliance requirements in financial services

• Experience working with distributed systems that handle sensitive financial data

• Experience with relational databases and complex data modeling

• Experience designing APIs for financial systems

• Experience building, deploying, operating, and troubleshooting mission-critical financial software

Preferred additional experience:

• Knowledge of cash-value insurance products (IUL, VUL, whole life, annuities)

• Understanding of investment account management and market indexing

• Experience with insurance policy administration systems

• Familiarity with actuarial or financial calculation libraries

• Experience with regulatory reporting and compliance frameworks

• Background in financial services, insurance, or fintech

At Bestow, we’re proud to be awarded for our team members, innovative products, and culture. Our standard benefits include:

• Competitive salary and equity based on role

• Policies and managers that support work/life balance, like our flexible paid time off and parental leave programs 

• 100% paid-premium option for medical, dental, and vision insurance

• Lifestyle stipend to support your physical, emotional, and financial wellbeing

• Flexible work-from-home policy and open to remote

• Remote and WFH options, as well as a beautiful, state-of-the-art office in Dallas’ Deep Ellum, for those who prefer an office setting

• Employee-led diversity, equity, and inclusion initiatives

We're proud to be recognized as a top employer, consistently earning accolades for our exceptional workplace culture and commitment to our employees.

• We've been recognized year after year by Great Place to Work, Built In Best Places to Work, and Fortune's Best Workplaces in Texas (2022-2025).

• We've been named one of Fortune’s Best Workplaces in Financial Services and Insurance (2022-2024), a CNBC and Statista World's Top Insurtech Company (2024), and one of The Financial Technology Report's Top Insurtech Companies (2024-2025).

• We're honored to be recognized as a Best Place for Working Parents for three consecutive years (2023-2025).

We value diversity at Bestow. The company will recruit, hire, and promote regardless of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, pregnancy or maternity, veteran status, or any other status protected by applicable law. We understand the importance of creating a safe and comfortable work environment and encourage individualism and authenticity in every team member. 

Thanks for considering a career at Bestow!

Compensation Range: $180K - $225K