Lending Program Manager

The role:

We are seeking a dynamic and results-oriented professional with a strong analytical and strategic background to join our Loans Platform Business team. The Lending Portfolio Analyst will be responsible for in-depth analysis of portfolio trends, identifying opportunities for P&L optimization, and translating complex data into actionable insights through advanced data visualization. The ideal candidate will possess a strong foundation in financial analysis, a passion for data-driven decision-making, and expertise in leveraging analytics to enhance portfolio returns while managing business risks. 

What you’ll do: 

• Data Analysis: 
• Utilize standard and non-traditional analytical techniques to segment the loan portfolio, analyze performance trends, and predict potential credit risks and opportunities. 
• Develop and maintain forecasting models to estimate portfolio growth, losses, and revenue.

Performance Reporting and Monitoring:

• Design, develop, and maintain dashboards and reports to monitor and effectively communicate portfolio performance, key risk indicators, and strategic insights to senior management. 
• Monitor and analyze key performance indicators (KPIs) related to lending volumes, conversion rates, and investor requirements
• Prepare and present regular reports to stakeholders, highlighting performance metrics and areas for improvement.
• Portfolio Strategy & Insights: 
• Analyze datasets to uncover actionable insights and recommend program changes. 
• Provide data-driven recommendations to inform program strategies and product optimization opportunities.
• Develop and implement optimization strategies to enhance the efficiency and effectiveness of the application funnel.

Support New Partnerships and Initiatives:

• Utilize influence and persuasion to garner support for business objectives, revenue opportunities, and execution plans.
• Collaborate with cross-functional teams to support the development and implementation of new partnerships and initiatives.
• Provide strategic guidance and support to ensure successful execution of approved projects.

What you’ll need:

• Bachelor's degree in Business Administration, Finance, or related field; MBA or equivalent preferred.
• Proven experience as a Portfolio Analyst, Data Analyst, or in a similar role within the lending or financial services industry.
• Demonstrated experience in P&L analysis and a strong understanding of the financial drivers of a lending portfolio.
• Advanced proficiency in data visualization tools such as Tableau and data analysis languages like SQL, Python, or R.
• Excellent communication and presentation skills, with the ability to effectively convey complex ideas to diverse audiences.
• Strong analytical and quantitative skills with a proven ability to work with large and complex datasets.
• Excellent written and verbal communication skills, with the ability to present complex data and insights to both technical and non-technical audiences.
• A strategic mindset with the ability to connect data analysis to business outcomes and strategic recommendations and a track record of driving results.
• Strong organizational skills with the ability to manage multiple projects and priorities in a dynamic, fast-paced environment.
• Ability to work collaboratively across multiple functions, including marketing, engineering, product management, risk, pricing, finance, and operations.
• Self-motivated and able to work independently in a fast-paced environment.

Nice to have:

• Familiarity with financial modeling and forecasting techniques.
• Knowledge of regulatory requirements and compliance standards in the financial services industry.