Insurance Rate Analyst

Job Description:

Insurance Rate Analyst

Position Summary

Old Republic Title is seeking an Insurance Rate Analyst to support the accurate development, maintenance, and compliance of title insurance rates and related filings. This role plays a critical part in ensuring adherence to state regulatory requirements while supporting pricing integrity, operational efficiency, and business strategy.

The ideal candidate brings a strong analytical mindset, regulatory awareness, and hands-on experience with title insurance rating, filings, or compliance.

Key Responsibilities

• Rate Development and Filings Review: Developing and examining rate filings for title insurance products, to ensure compliance with state-specific rules and regulations.

• Data Analysis & Modeling: Analyzing high-level system specifications, identifying trends, and creating, reviewing, and testing rating algorithms and models.

• Compliance & Reporting: Ensuring accuracy in rate calculations, assessing the impact of rates on policy forms, and preparing documentation, such as justification support for rate filings, rate templates, analytical spreadsheets.

• Risk Assessment: Evaluating risks involved for both the company and the policyholder, ensuring rates are fair to customers and profitable for the company.

Required Qualifications

• Bachelor’s degree in Finance, Business, Economics, Risk Management, Insurance, or a related field (or equivalent experience)

• 2–5+ years of experience in title insurance, rate analysis, regulatory filings, or insurance compliance

• Familiarity with state insurance department filing processes (SERFF)

• Strong analytical, mathematical, and problem-solving skills

• High attention to detail with the ability to manage multiple deadlines

• Proficiency in Microsoft Excel and other data analysis tools

• Excellent written and verbal communication skills

Preferred Qualifications

• Experience working at a title insurance underwriter (strongly preferred)

• Support regulatory due diligence for entry into new states

• Assist in developing filing strategies, timelines, and implementation plans for new products and endorsements

• Ensure operational and system readiness following DOI approval

Why Join Us

• Opportunity to work in a highly specialized and impactful role

• Collaborative environment with cross-functional exposure

• Competitive compensation and benefits package

• Career growth within a stable and regulated industry

• Flexible work arrangements (hybrid/remote potential)

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Benefits may include:

• Comprehensive medical, prescriptions, dental and vision plans

• 401(k) plan with a discretionary company match

• Shareholder Purchase and Reinvestment Plan

• Basic life and accidental death and dismemberment insurance premium paid by the company

• Voluntary supplemental life insurance for employees, spouses and dependent children

• Fertility and Family Building Benefits

• Paid Disability benefits

• Paid time off programs

• 11 Company paid holidays per year

• Flexible spending account

• Health savings account (available to High Deductible Health Plan participants only)

• Employee Assistance Program

• Educational Assistance Program

• Voluntary benefits, such as Critical Illness, Hospital Indemnity, Pet Insurance and Accident Insurance

• Title insurance policies and certain escrow services for the employee’s primary personal residence at no charge

• Transportation benefit plan for mass transit, parking and vanpool, in several markets

Note: If you currently are employed by Old Republic Title (or one of its wholly owned affiliated companies) please get in touch with your human resources representative regarding the application process.

Old Republic Title is an Equal Opportunity Employer