Credit Management Assistant

Summary    

Assist Citizens Express Credit Manager and staff with various duties and the essential processing of Citizens Express Credit loan requests                                               

Essential Duties & Responsibilities  

Complies with and stays abreast of all policies and procedures, federal and state laws applicable to the job. 

Provide phone support and excellent customer service to department, Relationship Managers, and Managers.

Review incoming credit requests for completeness and compliance with federal laws regarding application products.

Review incoming credit requests for completeness, obtain required signatures for RCE’s, and loan documentation requests. 

Review and prepare invoices for payment approval.

Cross train in, and act as back-up for, Experian credit job functions.

Participate in job related educational seminars/webinars to continually increase knowledge, stay abreast of new and upcoming legal, regulatory, and operational changes. 

Actively applies an understanding of the Bank’s Loan Policy and procedures as they pertain to the Citizens Express Credit unit. 

Provide, present, and promote The Citizens Experience to all external and internal customers. 

Other duties as assigned.

Supervisory Responsibilities                                                   

This job has no supervisory responsibilities.

Qualifications 

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience                                                   

High School diploma or GED; and six months related experience.

Language Skills                                                   

Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals.  Ability to write routine reports and correspondence.  Ability to speak effectively before groups of customers or employees of organization.

Mathematical Skills                                             

Ability to apply basic math concepts to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions, and decimals using a PC or calculator.

Reasoning Ability                                                

Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form.   Ability to deal with problems involving several concrete variables in standardized situations.

Computer Skills                                                   

To perform this job successfully, an individual should have a working knowledge of Microsoft Suite, specifically with Excel and with Word, and Outlook is required. Familiarity with Navigator and Director is highly desirable.                        

Physical Demands 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to use hands to finger, handle, or feel and talk or hear. The employee is frequently required to sit. The employee is occasionally required to stand and walk. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.

Work Environment 

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

Salary Range:$20.00 To 24.08 Hourly

Exact compensation may vary based on skills, experience and/or education, and location.  This position is also eligible for an annual bonus.