Accounting Manager

At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

Tilt builds financial products — loans, credit cards, and cash advances — that help people access money when they need it. We've crossed $500M in ARR and nearly doubled revenue year over year, and the accounting function needs to match the company we're becoming.

Product accounting is at an inflection point. The product surface is expanding, and the standard for what "good" looks like just went up — because the books we keep today need to hold up under the scrutiny of a public company.

This role exists to build that foundation. You'll own product accounting across loans, credit cards, and cash advances: rebuilding processes, driving the close, and partnering across Engineering, FP&A, and Capital Markets to get accounting right before it becomes a problem. Reporting to our Controller, you'll have the autonomy to set the standard and the support to execute it. This is an IC role for someone who wants to do the work, not just oversee it.

• Rebuild the accounting infrastructure supporting loans, credit cards, and cash advances — evaluate every process, identify what's broken or unscalable, and reconstruct it to IPO-grade standards. When something goes wrong, troubleshooting should take minutes, not days.

• Own end-to-end close across product accounting — journal entries, reconciliations, revenue recognition, accruals, and cash activity — with a close that's timely, accurate, and defensible.

• Partner with Engineering, Data Infrastructure, and BI to build proper accounting treatment into new products from day one, not retrofitted after launch. This requires genuine subject matter expertise, not just coordination.

• Work directly with FP&A, Capital Markets, and senior leadership to identify cross-functional workstreams, flag gaps, and surface risks before they become blockers.

• Establish the documentation, controls, and audit trails that hold up under real external review — annual audits, regulatory exams, and the rigor that comes with operating at scale.

• Lead accounting for complex fintech products: loan originations, servicing, interest income, charge-offs, and credit card and cash advance operations.

• Prepare workpapers and reconciliations that meet the standard of serious auditors — not just sufficient, but clean.

• Deep expertise in fintech or financial services product accounting — loans, credit cards, or cash advances; general accounting operations alone won't translate here

• A background that spans both a high-growth startup and a rigorous public company environment — you've seen what "right" looks like at scale and know how to build toward it

• High autonomy operating style: you identify what's broken, own your prioritization, and execute without hand-holding; you bring solutions, not status updates

• A track record of anticipating issues early and owning the resolution — the kind of person who surfaces a problem before anyone else knows it exists

• Strong working knowledge of U.S. GAAP across a range of product types

• Proficiency in Excel; NetSuite or comparable ERP experience is a plus

• CPA or CPA-track strongly preferred

• A builder's mindset: you're here to make it better, not maintain it

• The work is load-bearing. The accounting infrastructure you build here needs to meet the bar of a public company — not because we've named a date, but because that's the standard we're holding ourselves to now. Audit-ready books, documented controls, processes that hold up under real scrutiny. That work compounds.

• You're building, not inheriting. This is a mandate to rebuild product accounting from the ground up, with leadership support and genuine ownership. You'll set the direction — not execute someone else's.

• Autonomy with a thoughtful partner. Our Controller is a strategic leader who wants to give the right person real room to run. Expect input on direction, not oversight on execution.

• The team is lean and the work is visible. Small team means your contributions are direct, your impact is recognized, and you're not absorbed into a function of fifty.

1. Recruiter screen: A focused conversation to assess fintech product accounting depth, self-starter signals, and culture fit.

2. Hiring manager interview: A deeper discussion with our Controller on operating style, product accounting expertise, and your approach to process improvement.

3. Skills panel: Conversations with our FP&A and Capital Markets teams to assess technical depth, cross-functional fit, and how you approach real-world accounting scenarios.

4. Leadership conversation: Final conversations with senior leadership to discuss our mission and how you’ll contribute — and what we’ll invest in for your growth.

Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you.

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.

• Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.

• Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.

• Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.

• Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)

• Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures.

You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.