Jobs at M&T Bank

Evaluates credit risk for equipment finance loans and leases by analyzing financial statements, industries, collateral, cash flow, debt-service capacity, and customer information. Makes credit decisions within assigned authority, assigns risk ratings, prepares analyses for lenders, monitors credit-policy compliance, escalates risk issues, and supports internal controls, audits, and regulatory standards.

Manages complex Global Capital Markets client relationships and account administration, including transaction operations, cash flows, fee billing, reporting, risk controls, regulatory compliance, and legal documentation. Partners with clients, counsel, advisors, sales teams, and internal stakeholders to structure and close transactions, develop business, improve products and controls, and resolve service issues. Leads projects, mentors staff, and exercises managerial responsibilities including performance management and staffing decisions.

Administers complex trust and entity accounts for high-net-worth and institutional clients. Serves as a primary client contact, processes transactions and distributions, establishes accounts, resolves issues, supports relationship managers, manages service partners, maintains controls, and ensures regulatory and audit compliance. May mentor less experienced staff and contribute to client strategy implementation and revenue-generating activities.

Generate new business through prospecting and cold calling, build relationships with technology vendors and customers, recommend equipment financing and leasing solutions, manage transactions from origination through post-funding support, document pipeline activity, and collaborate with internal teams while meeting compliance and risk requirements.

Lead a client relationship team to acquire, retain, and grow high-net-worth clients by delivering comprehensive wealth management solutions, managing sales pipeline, coordinating specialists, ensuring compliance, and meeting revenue goals.

Lead a wealth management team to develop and manage relationships with high-net-worth individuals, families, and business owners. Drive sales, set team goals, oversee staffing and performance, ensure regulatory and risk compliance, coordinate with internal specialists, represent the bank in the community, and maintain internal controls and audit readiness.

Leads second-line risk oversight reviews focused on interest rate, market, liquidity, capital, and regulatory reporting risks. Develops independent assessments, recommendations, and formal findings based on data, policies, and regulatory expectations. Partners with first-line teams to evaluate controls, supports thematic reviews and policy interpretation, enhances oversight methodologies, and may guide junior analysts. Ensures compliance with internal controls, audit actions, and regulatory standards.

Owns Bond Management workflow modernization using Appian in a regulated financial services environment. Responsibilities include process discovery, workflow configuration, backlog ownership, user story and acceptance criteria development, stakeholder facilitation, testing, release validation, KPI reporting, and post-release optimization. The role partners across business, operations, technology, risk, and product teams while applying AI-assisted tools and Appian best practices to deliver scalable, governed digital workflows.

Owns digital workflow product outcomes using Appian Designer in a regulated financial-services environment. Responsibilities include gathering requirements, mapping processes, managing backlogs, writing user stories, facilitating stakeholder sessions, configuring and testing workflows, supporting UAT and releases, building reports and dashboards, applying AI-assisted tools, and promoting reusable platform capabilities and governance. The role bridges business, operations, technology, risk, and product teams while driving iterative transformation and continuous process improvement.

Leads the design, development, governance, and enterprise adoption of secure Generative AI platforms and applications. Responsibilities include architecting RAG and agent-based solutions, developing APIs and reusable frameworks, establishing evaluation and prompt engineering standards, ensuring security and responsible AI practices, mentoring engineers, influencing architecture, and driving technical strategy across teams.

Designs, operates, secures, and improves enterprise OpenShift and Kubernetes platforms across hybrid-cloud environments. Responsibilities include cluster lifecycle management, automation, troubleshooting, observability, resiliency, security controls, disaster recovery, developer self-service, incident response, documentation, and technical leadership. The engineer independently leads complex platform initiatives, collaborates across infrastructure and security teams, mentors engineers, and participates in on-call support.

Designs and delivers enterprise-scale data, cloud, hybrid, and on-premises solutions supporting analytics, reporting, integration, and business capabilities. Develops architecture designs, data platforms, APIs, and integration patterns while ensuring security, resiliency, governance, compliance, and regulatory alignment. Partners with engineering, infrastructure, security, data, enterprise architecture, and business teams; evaluates technologies and vendors; supports architecture governance, modernization, proof-of-concept initiatives, documentation, and technical decision-making.

Leads the design, development, configuration, integration, modernization, and production support of Nasdaq Calypso solutions across capital markets functions. Translates business requirements into technical designs, oversees testing and deployments, optimizes performance and resiliency, manages incidents, and ensures compliance with security, regulatory, architecture, and risk standards. Mentors technical teams, coordinates lifecycle initiatives, and partners with business stakeholders, vendors, infrastructure, cybersecurity, and enterprise architecture teams.

Manage and expand existing equipment finance relationships in the construction vertical across a multi-state territory. Originate new financing opportunities, assess borrower credit and collateral, provide industry intelligence, support senior management with sales training, and ensure adherence to risk, regulatory, and internal control standards.

Monitor and oversee the foreclosure process, ensuring compliance with guidelines, managing escalations, and maintaining loan portfolios amid litigation.

Lead technical design and implementation of secure, scalable enterprise applications. Coach and mentor engineers, enforce code quality, drive architecture, authentication/authorization, CI/CD, DevOps, observability, and SDLC governance to meet banking risk and regulatory standards.

Lead administration and optimization of enterprise mainframe storage and backup environments. Manage IBM DS8000/DS8950F arrays, GDPS replication, TS7700/TS7780 virtual tape, Safeguarded Copy, backup/recovery strategies, capacity and performance planning, DR drills, automation with REXX/JCL, 24/7 on‑call support, documentation, and mentoring.

Lead strategy, roadmap, and commercialization for escrow and virtual account management products. Define product vision, build business cases, manage delivery with Technology and Operations, drive integrations (APIs, ERP, treasury systems), ensure compliance, and partner with Sales and Treasury to grow revenue, adoption, and operational efficiency across commercial client segments.

Lead a team of solution architects to define and deliver enterprise solution architectures, roadmaps, and implementation plans. Drive cloud modernization, application modernization, AI/GenAI initiatives, DevSecOps practices, and ensure solutions meet enterprise architecture, security, regulatory, and business requirements while mentoring architects and partnering with stakeholders.

The position involves managing client relationships in construction equipment financing, prospecting new clients, and closing finance transactions. Strong sales, relationship management, and credit analysis skills are necessary.