Jobs at Affirm

Lead Affirm’s enterprise AI security review program, threat model LLM and agentic systems, review code and configurations, and develop security guardrails, tooling, policies, and monitoring. Evaluate AI-enabled SaaS vendors, identify emerging vulnerabilities, support incident response, and lead cross-functional initiatives across Security, Engineering, Legal, Privacy, and Compliance. The role requires expertise in AI security architecture, threat modeling, IAM, cloud infrastructure, policy-as-code, and regulated enterprise environments.

Own and deliver engineering onboarding across North America and EMEA, including technical learning, hands-on programming, onboarding plans, and community building. Partner with Engineering, Developer Productivity, SRE, Security, Architecture, Product, and corporate teams to create credible content covering AI-assisted development, testing, deployment, observability, and production support. Coordinate cohort logistics, gather feedback, and continuously improve onboarding operations and experiences.

Build and scale backend data platforms and services for real-time loan origination and financial reporting. Lead quarterly delivery, guide engineers, define technical plans, collaborate with product and design partners, improve reliability and operational practices, monitor service metrics, participate in on-call support, uphold engineering quality standards, and mentor team members. The role requires developing highly available distributed systems and scalable data pipelines using technologies such as Python, Kotlin, AWS, MySQL, Kubernetes, Spark, and Airflow.

Senior frontend-focused software engineer responsible for authentication, verification, and fraud experiences across web, mobile, and backend systems. The role owns team goals, designs and delivers highly available systems, collaborates with product and design partners, improves engineering standards, supports operations and on-call efforts, and mentors engineers. Candidates should have strong web application architecture experience, proficiency with React or Vue and JavaScript or TypeScript, and excellent communication skills.

Lead legal strategy and execution for capital markets financings and bank partnership initiatives. Advise on capitalization strategies, negotiate U.S. and international transaction documents, support lending and securities-law compliance, and coordinate with internal teams, banks, and external counsel. Manage transactions from strategy through closing and ongoing maintenance while providing clear legal guidance and thought leadership on related projects.

Support Affirm’s capital markets and bank partnerships teams by structuring and executing financing transactions. Draft, review, and negotiate domestic and international deal documents, advise on lending and securities laws, and guide transactions from strategy through execution. The role also supports capitalization strategy, partner-bank expansion, and special projects while collaborating with internal business teams and external parties.

Manage a portfolio of merchant accounts as the primary post-sale contact, driving renewals, pricing updates, expansions, revenue, GMV growth, product adoption, and relationship health. Analyze merchant performance, recommend optimization programs, and coordinate Analytics, Credit, Technical, Marketing, and Product teams to improve outcomes. Lead strategic client relationships, negotiate commercial contracts, and communicate program impact to internal and external stakeholders.

Designs scalable merchant solutions for Affirm’s enterprise customers by leading technical discovery, architecting integrations, supporting pre-sales activities, developing demos, and advising sales, engineering, and product teams. The role serves as a trusted technical advisor, influences product priorities through customer feedback, creates reusable enablement materials, and supports complex e-commerce, checkout, payment, and point-of-sale implementations.

Design, develop, launch, and maintain scalable backend systems and APIs used by merchant and partner integrations. Collaborate with engineers and stakeholders, balance speed with system quality, debug code, conduct code reviews, and write tested, extensible software. The role requires experience with distributed systems, Python or Kotlin, AWS, MySQL, and Kubernetes, along with strong communication and ownership of professional growth.

Develop and operate backend systems supporting post-transaction processing for Affirm Card. Break down projects, write tested and extensible code, collaborate with product and engineering teams, monitor system health, troubleshoot issues, participate in on-call support, and contribute to code reviews and team development.

Leads technical vision and strategy for Affirm’s Marketplace, Search, Ads Platform, and consumer experiences. Designs scalable full-stack platforms, guides architecture and technical excellence, coordinates initiatives across engineering teams, mentors engineers, and drives reliable delivery of customer-focused products across iOS, Android, and Web.

Leads the architecture, development, integration, deployment, and operation of enterprise financial systems supporting Accounting and Finance. Defines ERP and EPM roadmaps, builds scalable financial data integrations, establishes engineering and control standards, and manages monitoring, reliability, releases, and production support. Partners with senior stakeholders across Finance, Accounting, Product, and Engineering while developing a high-performing team and ensuring system security, auditability, data quality, and regulatory compliance.

Lead revenue analytics by developing business cases, dashboards, KPI frameworks, experiments, and automated analytics solutions. Partner with client success, marketplace, merchants, and cross-functional teams to evaluate performance, guide go-to-market decisions, quantify product value, and scale data-driven execution. Serve as the analytics subject matter expert while translating structured and unstructured data into actionable recommendations and compelling stakeholder narratives.

Leads complex, cross-functional technical transformation and planning programs across engineering, product, analytics, and other teams. Establishes data-driven operational frameworks, improves software delivery processes, manages risks and dependencies, aligns stakeholders, supports change adoption, and drives continuous improvement across the organization.

Lead end-to-end analytics for major platform partnerships, identifying growth opportunities and informing product, investment, risk, and pricing decisions. Conduct complex analyses, design experiments, build scalable data models, metrics, dashboards, and AI-assisted workflows, and translate findings into business recommendations. Partner cross-functionally with Product, Engineering, Finance, Revenue, and Strategic Partnerships while mentoring analysts and improving analytical practices.

Owns delivery of backend money movement and card ledger systems, leading engineers through complex problems and ambiguity. Collaborates with product, design, analytics, and engineering stakeholders; defines scalable technical solutions; supports system availability, monitoring, on-call operations, code quality, and engineering standards. The role also includes mentoring and developing team talent while building highly available distributed systems for Affirm’s financial products.

As a Revenue Operations Analyst II, you'll optimize merchant lifecycle processes, manage lead routing, support attribution tracking, and collaborate across teams to enhance lead management efficiency.

Evaluate, structure, and price consumer asset-backed transactions; develop capital structuring, pricing, and quantitative loan-performance models; and provide funding strategy insights. Partner with Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product, and Engineering teams to support funding, product, and business decisions. The role also involves collaborating with accountants, rating agencies, and internal and external partners.

Investigate and resolve complex customer complaints escalated by executives, internal teams, and bank partners. Communicate empathetically with customers by email, document complaints accurately, coordinate with Compliance, Legal, Risk, Product, and Communications, and identify root causes and remediation options. Lead process-improvement workstreams, contribute to operational improvements, and build expertise in financial products, servicing processes, consumer finance policies, and regulatory requirements.

Leads multiple fraud operations teams focused on disputes and compliance. Oversees people leaders and individual contributors, sets operational strategy, improves productivity, quality, service levels, and compliance, manages queue health, resolves escalated risk events, and drives cross-functional change. The role also supports recruiting, talent development, AI-enabled efficiency initiatives, Lean Six Sigma practices, and data-driven operational improvements.