Underwriter, Risk

As an Underwriter, Risk you are someone from a large casualty insurer or broker that has experience with underwriting workers' compensation and other P & C programs. As an Underwriter, Risk you will analyze and evaluate workers’ compensation insurance risks to write, retain, and grow a profitable book of business.  In addition, you are also someone that can quickly hit the ground running and enjoys being in a fast moving iterative environment with a strong culture. If you want to continue your career in a complex but rewarding environment this position is for you!

• Apply sound, creative underwriting and business judgment in the timely analysis and evaluation of workers' comp insurance risks
• Develop and maintain an effective working relationship with broker, program administrator, and carrier
• Participate in company level strategic projects and/or special assignments
• Research and report on changes in compliance or legislative  that may impact program structure and/or growth potential
• Perform other related duties as assigned

As an Underwriter, Risk how results are achieved is paramount for your success and ultimately result in our success as an organization. In this role, your foundational knowledge, skills, abilities and personal attributes are anchored in the following:

• Detail-oriented - exercises extreme attention to detail; is thorough, accurate, organized, and productive and seeks to understand both the cause and effect of a situation.

• Ethical practice - the ability to integrate core values, integrity and accountability throughout all organizational and business practices.

• Clear communication - the ability to articulate thoughts and express ideas effectively using oral, written, visual and non-verbal communication skills, as well as listening skills to gain understanding.

• Analytical - uses a logical reasoning process to break down and work through a situation or problem to arrive at an outcome.

• Good judgement - the exercise of critical thinking, analyzing and assessing problems and implications, identifying patterns, making connections of underlying issues, understanding risks and developing mitigation strategies, and taking ownership of the outcome.

In addition, all Justworkers focus on aligning their behaviors to our core values known as COGIS. It stands for:

• Camaraderie - Day to day you can be seen working together toward a higher purpose. You like to have fun. You’re an active listener, treat people respectfully, and have a strong desire to know and help others.
• Openness - Your default is to be open. You're willing to share information, understand other perspectives, and consider new possibilities. You’re curious, ask open questions, and are receptive to thoughts and feedback from others.
• Grit - You demonstrate grit by having the courage to commit and persevere. You’re committed, earnest, and dive in to get the job done well with a positive attitude.
• Integrity - Simply put, do what you say and say what you'll do. You’re honest and forthright, have a strong moral compass, and strive to match your words with your actions while leading by example. 
• Simplicity - Be like Einstein: “Everything should be made as simple as possible, but no simpler.”

• Minimum 3-5 years of Workers’ Compensation and underwriting experience - history of working multiple geographies, industries, and account size preferred
• Large account insurance brokerage or property & casualty carrier experience
• Experience creating and presenting training for underwriters, sales personnel, brokers, etc
• Insurance certifications are a plus (i.e. ARM, CPCU)
• Research and technical data reporting experience is a plus
• A self-starter who enjoys an entrepreneurial environment and wants to help build something meaningful
• You like working with people and helping others solve problems

The base wage range for this position based in our New York City Office is targeted at $46.64 - $51.30 an hour.

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