Staff Software Engineer

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce.   We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people.   While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.     

The Opportunity: 

We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale.  As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.   

The Work itself: 

• Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability 
• Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings 
• Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads 
• Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. 
• Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology 
• Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities 

Essential Functions:

• You'll help our customers achieve their real goals by understanding their requirements and how they respond to their business needs.
• You'll use technologies that include Java, REST, NoSQL, Docker and more
• You'll use technologies that include ML, Deep Learning to build fraud models
• You will work with Product Management to understand business requirements and architect a solution that is robust and scalable along with providing technical documentation of solution
• You have the work and academic experience that will demonstrate proficiency and ease with programming languages, code quality initiatives, scripting languages and operating systems
• You'll leverage new technologies to build the next generation of Risk Services
• You'll play key role to architect, design and implement various components of our global transaction processing systems
• You have excellent communication and interpersonal skills and above all, you are a team player!

The Skills You Bring:

• Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale
• Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutions
• Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++)
• Builder: Experience building and deploying modern services and web applications with quality and scalability
• Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc.
• Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams

**We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn’t work with payments technology or web applications before joining Visa.

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. This role does not offer relocation and limited immigration support.

Basic Qualifications:

• 5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.

Preferred Qualifications:

• 7-10 years of work experience and a Bachelor's Degree or 6 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 years of experience with a PhD.
• You are a Java expert and you have experience with REST APIs, JSON and have strong experience to container-based technologies (Kubernetes, Docker)
• You have strong experience with Agile development incorporating TDD, Continuous Integration, and Continuous Delivery, utilizing technologies such as GIT, Maven, Jenkins, Chef, Sonar, JUnit, Mock frameworks
• Having Full-stack development experience including UI technologies, JQuery/JavaScript standards including ES6, HTML5, CSS3 and CSS4, Redux, Riot.js and React.js, D3
• Exposure working on Gen-AI programming tools (Git hub Co-pilot, Cline, Aider, Continue) and models (GPT, Claude, Gemini) and using them for development life cycle.
• You have experience building enterprise-class applications that use industry best practices for reliability, availability, scalability, and operability
• Experience in leading edge areas such as Machine Learning and Deep Learning, ML libraries/tools is a plus.
• Exposure to Big Data and analytics in general leveraging technologies like Hadoop, Spark, Cassandra is a Plus.
• A background in the fraud detection domain is a plus
• Understand and own component security analysis, including code and data flow review. Collaborate with the security team to implement and verify secure coding techniques
• We count on your curiosity and creativity when working with your partners to create innovative solutions.
• You are a quick learner and have a strong work ethic to focus on our goals
• You have the passion to work with people and contribute to best practices that help them to improve in efficiency and quality.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 138,500.00 to 200,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.