Sr. Analyst, Credit & Underwriting

Job Description:

At Remitly, we believe everyone deserves the freedom to access, move, and manage their money wherever life takes them. Since 2011, we’ve tirelessly delivered on our promise to customers sending money globally, providing secure, simple, and reliable ways to manage their money, ensuring true peace of mind. Whether it’s supporting loved ones back home, growing a business across continents, or pursuing new opportunities abroad, we’re not just here to move money— we’re here to move our global customers forward. We’re looking for builders, reimaginers, and global thinkers who want to work at the intersection of technology, trust, and transformation. If that’s you and you’re ready to do the most meaningful work of your career—we invite you to join over 2,800 passionate Remitlians worldwide who are united by our vision to transform lives with trusted financial services that transcend borders.

About the Role:

The Sr. Credit Analyst,  will be part of Remitly's lending organization. In this role, you will apply data analytics techniques to drive rapid, rational decision-making for Remitly's Lending product. You will understand internal systems and customize solutions for Lending. You'll contribute to Lending product development while streamlining the experience for good customers by partnering with program and product managers, engineers, analysts, and designers. This is a hybrid role that requires 2-3 days onsite per week at our Arlington, VA location. 

You Will:

• Become an expert on Remitly's Lending / Fraud data, experience, policy, and regulatory requirements

• Build a unified understanding of how our data, customer experiences, and goals align

• Create metrics to balance risk vs. reward, performance of systems and operational effectiveness

• Collaborate with Lending Product and Business Leaders Compliance to launch new product experiences and continuously improve customer experience

• Design experiments, read A/B tests, and perform ad hoc analyses

• Formulate hypotheses, design and evaluate product experiments

• Generate insights and help define & execute longer term product strategies and roadmaps across multiple product teams

You Have:

• 7+ yrs in an analyst role or similar full-time, professional experience in risk, fraud, fintech, operations,

• 7+ yrs of experience using SQL for analysis (Python, R, statistical analysis, and modeling a bonus)

• Must have experience in any type of adversarial analysis such as risk, fraud, trust & safety

• Experience distilling business problems from discussions, developing hypotheses, building an analytical framework, carrying out an analysis, and writing a clear recommendation

• Strong data communication skills, including data visualization, technical writing, and business writing

• Experience finding creative solutions within the constraints of complex systems and policies

• Foundational statistical knowledge

• Bachelor's degree in mathematics, engineering, economics, or another quantitative field (or equivalent additional experience)

Compensation Details. The starting base salary range for this position is typically $128,000 -$145,000. In the U.S., Remitly employees are shareholders in our Company and equity is part of our total compensation plan. Your recruiter can share more information about medical benefits offered, as well as other financial benefits and total compensation components offered with this role.

#LI-Hybrid
 

Our Benefits:

• Flexible paid time off

• Health, dental, and vision + 401k plan with company matching

• Paid parental, medical, military and family care leave

• Mental Health & Family Forming Benefits

• Employee Stock Purchase Plan (ESPP)

• Continuing education and travel benefits

Our Connected Work Culture: Driving Innovation, Together

At Remitly, we believe that true innovation sparks when we come together. Our "Connected Work Culture" fosters dynamic in-person collaboration, where ideas ignite and challenging problems find solutions faster. For corporate team members, we have an in-office expectation of at least 50% of the time monthly, typically achieved by coming in three days a week. This creates consistent, meaningful overlap that supports team norms and business needs. Managers also have the flexibility to set higher expectations based on their team’s specific needs. These intentional in-office moments are vital for deepening relationships, fueling creativity, and ensuring your impact is felt where it matters most.

At Remitly, we are dedicated to ensuring that our workplace offers equal employment opportunities to all employees and candidates, in full compliance with applicable laws and regulations.

We are committed to nondiscrimination across our global organization and in all of our business operations. Employment is determined based upon personal capabilities and qualifications without discrimination on the basis of race, creed, color, religion, sex, gender identification and expression, marital status, military status or status as an honorably discharge/veteran, pregnancy (including a woman's potential to get pregnant, pregnancy-related conditions, and childbearing), sexual orientation, age (40 and over), national origin, ancestry, citizenship or immigration status, physical, mental, or sensory disability (including the use of a trained dog guide or service animal), HIV/AIDS or hepatitis C status, genetic information, status as an actual or perceived victim of domestic violence, sexual assault, or stalking, or any other protected class as established by law.

Remitly is an E-Verify Employer
 

Remitly is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.