Engineering

Engineering

Pinwheel helps banks build deeper consumer relationships by making switching bank accounts easy through automated direct deposit and bill pay switching.

With exclusive and first-of-its-kind partnerships with payroll providers, Pinwheel can instantly authenticate consumers without credentials. This new product provides best-in-class conversion, greater security, and a seamless UX for switching direct deposits at the world's leading financial institutions. 

Pinwheel's platform powers connections to over 2,000 payroll platforms (covering up to 100% of US workers paid via direct deposit) and over 1.5 million employers. From that point of connectivity, leading fintechs and financial institutions (such as Block's Cash App, Discover Bank, Robinhood, Credit Karma, and many more) leverage us to power direct deposit switching, earned wage access, income & employment verification, and personal financial management experiences.

Pinwheel is trusted and funded with $77M by top-tier investors such as Notable (fka GGV), Coatue, First Round Capital, and others.

We’re seeking exceptionally skilled and technically hands-on full-stack Software Engineers to join our Product and Infrastructure Engineering teams and play a pivotal role in 0→1 building. You’ll be responsible for designing, building, and scaling Pinwheel’s most critical products, including Direct Deposit Switch, Income & Employment Verification, and Bill Navigator.

You’ll be joining a team of engineers known for their unusually high output, deep technical expertise, and extreme ownership mentality. We value engineering craftsmanship just as much as driving meaningful business impact.

We offer top-of-market compensation to attract top-of-market talent. If you’re one of the best engineers you know—and you’re driven to build transformative products alongside others who operate at that level—this is your team.

• Ship production code daily — you’ll actively design, build, and ship features across our mobile, frontend, and backend stack as we bring innovative new products to market while growing our core payroll connectivity products and expanding our network through partnerships with banking platforms and payroll companies.
• Build with velocity and clarity — join an environment where engineers work quickly, communicate crisply, and take full ownership.
• Own critical product and business outcomes — collaborate with Product to shape and deliver major initiatives that drive the business and enable us to exceed key revenue and other growth goals. Care deeply about effectively solving problems for our customers and their consumer end users.
• Prioritize for leverage — identify and deliver the work that meaningfully moves the needle on the above.
• Maintain engineering excellence — keep raising our high bar for code quality, system performance, security, and reliability.
• Join a powerhouse team of exceptional engineers — learn from and mentor your peers, other high-performing engineers with growth mindsets who expect rigor, autonomy, and impact.
• Help build and grow the team — participate in recruiting and interviewing other A+ engineers who elevate the team’s standards and output.

• You’re a force multiplier — you write production-grade code fast, and make everyone around you better. You’re already months if not years into leveraging AI to do the most productive work of your career.
• 5+ years of experience building and maintaining full stack applications, spanning data design, application logic, and user experiences. You’re able to design systems and evaluate tradeoffs in scalability, reliability, performance, maintainability, and speed to market.
• You’ve shipped real products — and can explain how they moved the needle for your business. You have significant experience with modern backend frameworks (e.g. FastAPI, Django, Rails, Gin) and frontend frameworks (e.g. React).
• You’re hungry for ownership and accountability — you don’t wait for permission. You act.
• You’re a clear communicator — you write and speak with clarity and precision for maximum impact.
• You’re driven to excellence - you hold yourself and others to elite standards. You’re eager to learn and leverage new technology as our business evolves.
• You’re excited to work onsite in NYC 3 days a week to move fast, collaborate deeply, and build trust face-to-face.

Top-tier compensation — we pay exceptionally well because we expect exceptional performance.

High-impact work — we’re building the consumer financial data infrastructure of the future.

An elite team — Low ego. High trust. Deep skill. Fast execution. Here to win. If that excites you, you’ll feel at home at Pinwheel.

If you’re ready to work harder and smarter than you ever have — and be rewarded for it — we’d love to meet you.

At Pinwheel, total compensation is made up of salary + equity + benefits. We recruit motivated and high performing talent, and work to compensate people in line with the value they can bring to the organization in delivering outsized results. The talent market is competitive, and maintaining our ability to recruit and retain the best team possible is a top priority for Pinwheel. When creating an offer, we consider interview performance, candidate experience, external market competitiveness, and internal equity in thoughtfully assessing compensation.

The expected cash salary range for this role is $230,000 - $250,000 base. The equity package will be significant.

Other benefits include:

• Full medical, dental, and vision benefits
• Life & short-term disability insurance
• Unlimited vacation
• Paid parental leave
• 401K for retirement planning
• Mentorship opportunities
• Free Citibike membership
• Pet friendly office

At Pinwheel, we are committed to building an environment that is diverse and inclusive. We believe that having people across different backgrounds, experiences, abilities, and perspectives enables us not only to build the best financial products, but to help us realize the best versions of ourselves. Pinwheel is an equal opportunity employer, and we aim to be an open and supportive place to work.

As part of our commitment to health and safety, Pinwheel requires employees to be fully vaccinated against COVID-19 as permitted under applicable law.