Senior Compliance and Risk Analyst

Navan is seeking a detail-oriented Compliance & Risk Analyst to join our growing Enterprise Risk Management (ERM) function with a specialized focus on corporate ethics and product compliance. This role will report into the Compliance Manager function and will be based out of any of the Navan offices.

The Compliance & Risk Analyst will be responsible for managing Navan's ethics and integrity programs, overseeing bank compliance for our expense products, and ensuring product compliance across expanding regulatory markets. The ideal candidate will possess strong knowledge of corporate governance, ethics frameworks, product compliance, and the ability to collaborate effectively across Legal, Finance, Product, and Operations teams.

• Oversee Navan’s ethics, corporate governance, and compliance programs to ensure integrity and regulatory adherence across the organization.
• Manage compliance for banking and expense product partnerships, including AML/KYC oversight and adherence to financial regulations.
• Monitor and interpret regulatory developments affecting payments, financial products, and corporate governance.
• Review products and marketing materials for compliance with FTC, consumer protection, and data privacy laws (GDPR, CCPA, state privacy).
• Support market expansion by assessing regulatory requirements in new regions and industries.
• Collaborate with Legal, Finance, Product, and Engineering teams to embed compliance into business operations and product design.
  Conduct vendor and sanctions compliance reviews and support development of employee training and policy programs.
• Identify and mitigate compliance risks, support audits, and maintain risk documentation.
• Utilize AI and automation tools to enhance compliance monitoring, reporting, and efficiency.

• Bachelor's degree in Finance, Business, Law, or related field
• 3-5 years of experience in compliance, legal, or risk management roles at a publicly traded company
• Strong understanding of corporate governance, business ethics, and integrity frameworks
• Knowledge of banking regulations, payment processing compliance, and financial services regulatory framework
• Familiarity with data privacy laws (GDPR, CCPA) and FTC consumer protection regulations
• Excellent analytical and problem-solving skills with attention to detail
• Strong communication and interpersonal skills, with ability to work effectively across all organizational levels
• High ethical standards and commitment to fostering a strong compliance culture

Preferred:

• Advanced degree or professional certifications (e.g., CCEP, CRCM, CISA, CCO)
• Experience with corporate ethics programs and governance frameworks
• Background in fintech, travel technology, or SaaS compliance
• Experience with compliance management systems and workflow automation
• Knowledge of international regulatory frameworks for global market expansion