Senior Compliance & AML Analyst

WHO WE ARE

Apex Fintech Solutions (AFS) powers innovation and the future of digital wealth management by processing millions of transactions daily, to simplify, automate, and facilitate access to financial markets for all. Our robust suite of fintech solutions enables us to support clients such as Stash, Betterment, SoFi, and Webull, and more than 20 million of our clients' customers. 

Collectively, AFS creates an environment in which companies with the biggest ideas in fintech are empowered to change the world. As a global organization, we have offices in Austin, Dallas, Chicago, New York, Portland, Belfast, and Manila.

If you are seeking a fast-paced and entrepreneurial environment where you'll have the opportunity to make an immediate impact, and you have the guts to change everything, this is the place for you. 

AFS has received a number of prestigious industry awards, including:

• 2021, 2020, 2019, and 2018 Best Wealth Management Company - presented by Fintech Breakthrough Awards

• 2021 Most Innovative Companies - presented by Fast Company

• 2021 Best API & Best Trading Technology - presented by Global Fintech Awards

ABOUT THIS ROLE

The Senior Compliance and Anti-Money Laundering (AML) Analyst will play a critical role at Apex Fintech Solutions by ensuring regulatory compliance and promoting a strong culture of adherence to ethical and legal standards. This position will focus on the development, implementation, and maintenance of a robust detection and prevention program to mitigate financial crime risks, including investigating suspicious transaction alerts and responding to internal and external inquiries. Additionally, the role involves overseeing customer complaints, marketing and advertising reviews, regulatory inquiries, and exam management while providing expert advice and guidance to the business on navigating compliance obligations. By collaborating with the Compliance team and other stakeholders, the successful candidate will contribute to reducing risk exposure, safeguarding the organization’s financial security, and fostering a reputation for excellence in compliance and ethical business conduct. This team-oriented role is essential for supporting the company’s goals and maintaining its commitment to regulatory excellence. 

Duties/Responsibilities

• Review account information for suspicious activity and transactional alerts for potential money laundering violations using various tools and resources
• Conduct investigations into customers potentially violating federal laws or securities regulations, assist with Suspicious Activity Reporting (SAR) processes, and analyze bi-weekly FINCEN notifications and OFAC screens
• Seek out data and information to identify risks, reducing the number of bad actors attempting to access the financial system via Apex
• Review OFAC press releases and provide guidance on how newly issued sanctions apply to Apex's business
• Maintain thorough documentation of reviews and findings, continually monitoring activity to ensure the prevention of manipulative or unlawful behavior
• Investigate and manage the resolution of customer complaints, ensuring compliance with all relevant regulations, and identify areas for improvement in processes
• Review marketing and advertising materials to ensure alignment with applicable legal, regulatory, and industry standards
• Oversee and respond to regulatory inquiries, coordinating with internal and external stakeholders to provide accurate and timely submissions
• Manage regulatory examinations by preparing documentation, assisting with interviews, and aligning internal processes with examination findings

Education and/or Experience

• Bachelor’s degree (or equivalent work experience) required
• 5+ years of compliance and/or AML experience, preferably in a corporate or financial industry environment
• FINRA Securities Industries Essentials (SIE) and Series 99 License(s) required (or willingness to obtain); Series 7 preferred   

Required Skills/Abilities

• Strong verbal and written communication skills
• Highly motivated with the capability to work independently on a wide range of matters
• Exceptional organizational and time management skills, with the ability to prioritize and multitask effectively under pressure
• Extraordinary attention to detail and proactive approach to meeting deadlines
• High integrity and professionalism with a dedication to maintaining confidentiality

Other Preferred Qualifications

• ACAMS certification is preferred  

Work Environment

• This job operates in a hybrid, office environment in Dallas, Texas

#compliance #associate #full-time #LI-MJ1 #APEX

​Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Our Rewards

We offer a robust package of employee perks and benefits, including healthcare benefits (medical, dental and vision, EAP), competitive PTO, 401k match, parental leave, and HSA contribution match. We also provide our employees with a paid subscription to the Calm app and offer generous external learning and tuition reimbursement benefits. At AFS, we offer a hybrid work schedule for most roles that allows employees to have the flexibility of working from home and one of our primary offices.

EEO Statement

Apex Fintech Solutions is an equal opportunity employer that does not discriminate on the basis of race, color, religion, sex (including pregnancy, sexual orientation, and gender identity), national origin, age, disability, veteran status, marital status, or any other protected characteristic. Our hiring practices ensure that all qualified applicants receive fair consideration without regard to these characteristics.

Disability Statement

Apex Fintech Solutions is committed to creating an inclusive and accessible workplace for all candidates, including those with disabilities. We are dedicated to ensuring equal employment opportunities and providing reasonable accommodations to qualified individuals with disabilities. If you require reasonable accommodations to participate in the application or interview process, please submit your request via the Candidate Accommodation Requests Form. We will work with you to provide the necessary accommodations to ensure your full participation in our hiring process.