The Risk Analyst II oversees merchant accounts, analyzes financial risks, investigates abnormal patterns, and ensures compliance with regulations. They collaborate with the Risk department to protect the company from financial loss and assess business model risks.
Exciting Opportunities at Maverick Payments!
Join our fast-paced, growing company and further your career with Maverick Payments, where you can thrive, your ideas are valued, and your colleagues feel more like family than coworkers!
About Payments:
Maverick Payments is a family-owned and privately held full-service payment provider. Located in Calabasas, California, Maverick has created innovative technology designed for sales organizations, such as ISO’s and ISV’s, looking to monetize payments by reselling our white-labeled payments stack. Our payment products include merchant acquiring services, a proprietary gateway, ACH processing, fraud & chargeback tools, analytics, and other value-add services. Maverick’s team includes underwriting, risk management, compliance & legal, technology & product development, on-boarding, customer support, information technology, and more.
About the Position:
Under the direction of the Associate Director of Risk & Underwriting, the Risk Analyst, II is responsible for the oversight of merchant accounts to identify, investigate and mitigate activity that represents financial risk to the Company based on Company guidelines. The Risk Analyst supports the Risk department’s function in protecting the Company against the risk of loss associated with providing products/services for customers.
This position will consider remote work for candidates in the following states: AZ, CA (outside Los Angeles), CO, FL, GA, ID, IN, KS, KY MA, MD, ME, NE, NC, NJ, NV, NY, OH, OR, PA, TN, TX, UT, VA, WA
Join our fast-paced, growing company and further your career with Maverick Payments, where you can thrive, your ideas are valued, and your colleagues feel more like family than coworkers!
About Payments:
Maverick Payments is a family-owned and privately held full-service payment provider. Located in Calabasas, California, Maverick has created innovative technology designed for sales organizations, such as ISO’s and ISV’s, looking to monetize payments by reselling our white-labeled payments stack. Our payment products include merchant acquiring services, a proprietary gateway, ACH processing, fraud & chargeback tools, analytics, and other value-add services. Maverick’s team includes underwriting, risk management, compliance & legal, technology & product development, on-boarding, customer support, information technology, and more.
About the Position:
Under the direction of the Associate Director of Risk & Underwriting, the Risk Analyst, II is responsible for the oversight of merchant accounts to identify, investigate and mitigate activity that represents financial risk to the Company based on Company guidelines. The Risk Analyst supports the Risk department’s function in protecting the Company against the risk of loss associated with providing products/services for customers.
- Conducting daily, weekly, monthly reviews of merchant activity and analyzing for increased credit risk, transactional variations, dispute activity, and fraud patterns.
- Proactively monitoring all merchant activities for compliance with applicable laws, rules, regulations, and policies.
- Investigating abnormal processing patterns and recommending appropriate actions.
- Reviewing and analyzing financial, credit and publicly available information to support actions and decisions.
- Assessing and evaluating business model risk and exposure by evaluating merchant industry type, processing volume, refunds volume, delivery time frames and disputes.
- Analyzing risk files of multiple high-risk verticals spreads, to evaluate, investigate and determine action.
- Answering internal and external inquiries specific to risk
- Experience with high-risk payment processing preferred.
- Knowledge of Card Brand rules and regulations required
- Must have prior experience and use of Aperia risk monitoring tool, Vigilance
- High School Diploma required; bachelor’s degree preferred.
- 3-5 years of experience in Risk Management within the acquiring industry
- Proficiency with MS Office Suite products with an emphasis on Microsoft Excel.
- Familiarity with various tools used for underwriting and due diligence (i.e. Equifax, TIN Check, Aperia, Vigilance, MATCH, GIACT, Merlink, etc.).
- Familiar with systems/platform utilized by companies Fiserv and REPAY.
- Excellent written and verbal communication skills.
- Understanding of emerging technologies and trends in the payments space and their associated risks.
- Excellent time management.
- Ability to analyze, test, assess and / or interpret information or data to make recommendations to enhance business operations.
- Possesses strong analytical and research skills with strong attention to detail.
- Ability to work autonomously while producing a high output of quality work.
- This role may work an alternating schedule that will require some weekends, evenings and holidays.
What We Offer:
- Competitive Salary, Bonuses and Incentives.
- Comprehensive employer sponsored health, vision, and dental insurance programs.
- Paid time off, Paid Sick and Paid Holidays.
- 401K plan with up to a 3% matching contribution.
- Commitment to Career Development and Advancement.
- Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more!
This position will consider remote work for candidates in the following states: AZ, CA (outside Los Angeles), CO, FL, GA, ID, IN, KS, KY MA, MD, ME, NE, NC, NJ, NV, NY, OH, OR, PA, TN, TX, UT, VA, WA
Top Skills
Aperia
Equifax
Fiserv
Giact
Match
Merlink
Excel
Ms Office Suite
Repay
Tin Check
Vigilance
Maverick Payments Calabasas, California, USA Office
5230 Las Virgenes Rd, Suite 300, , Calabasas, California , United States, 91302
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