Remote - BSA/AML Operations Lead Analyst

We’re looking for talented professionals, anywhere in the United States, to join us in bringing smart money management and payment solutions to everyone’s fingertips.

At Green Dot, we are evolving to a new and permanent “Work from Anywhere” model designed to maximize the benefits of remote work, promote and enable a strong culture of performance and connectedness, and attract the best and brightest talent who align with our entrepreneurial spirit and mission.

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JOB DESCRIPTION

The BSA/AML Operations Lead Analyst is responsible for overseeing the strategic and day-to-day execution of BSA/AML/OFAC compliance operations. This role combines deep analytical expertise with operational leadership to drive improvements in transaction monitoring, partner/product risk assessments, and capacity planning. The ideal candidate will be a creative thinker with strong investigative instincts, technical fluency, and a passion for building scalable, compliant processes in a dynamic financial services environment.

Key Responsibilities

Transaction Monitoring & Rule Tuning

• Analyze large, complex datasets from transaction monitoring systems to identify patterns, improve alert productivity, and enhance detection accuracy.
• Lead rule tuning initiatives and collaborate with analytics, engineering, and compliance teams to optimize monitoring logic.
• Recommend enhancements to existing reporting processes to better capture unusual activity.

Partner & Product Risk Assessment

• Conduct impact assessments for new partners and products, ensuring AML controls are appropriately tailored and implemented.
• Serve as a subject matter expert (SME) for assigned products and partnerships, overseeing their compliance posture.
• Collaborate with product and business teams to ensure operational readiness and risk mitigation strategies are in place.

Capacity Planning & Operational Oversight

• Forecast alert volumes and staffing needs based on rule changes, product launches, and seasonal trends.
• Oversee onshore and offshore teams to ensure SLA adherence for SARs, CTRs, OFAC screening, and other regulatory filings.
• Identify opportunities to streamline, automate, or outsource operational processes.

Investigations & Reporting

• Lead investigations into suspicious activity, linking related behaviors and uncovering emerging fraud and money laundering trends.
• Oversee SAR filing processes and ensure compliance with all BSA/AML/OFAC regulatory requirements.
• Maintain documentation standards and ensure readiness for audits and regulatory exams.

Training & Leadership

• Mentor BSA/AML analysts, fostering a culture of excellence and continuous improvement.
• Facilitate training sessions for new hires and cross-functional partners.
• Partner with senior management to develop and implement policies and controls aligned with evolving threats.

Qualifications

• Minimum 5 years of experience in BSA/AML/OFAC operations, preferably in fintech or money transfer environments.
• Proven experience in financial crime investigations and transaction monitoring
• Strong analytical skills; proficiency in Excel
• Excellent communication skills across all mediums
• Highly organized, detail-oriented, and professional
   

Preferred 

• Prior supervisory or team leadership experience
• SQL preferred
• CAMS or CFE certification a plus

POSITION TYPE

PAY RANGE

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Green Dot promotes diversity and provides equal opportunity for all applicants and employees. We are dedicated to building a company that represents a variety of backgrounds, perspectives, and skills. We believe that the more inclusive we are, the better our work (and work environment) will be for everyone. Additionally, Green Dot provides reasonable accommodations for candidates on request and respects applicants' privacy rights.

Work Authorization Requirement
At Green Dot Corporation, we value diversity and strive for fair and inclusive hiring practices. However, we are currently unable to offer visa sponsorship. All applicants must be legally authorized to work in the United States at the time of application and throughout the duration of employment, without the need for current or future sponsorship.