BSA/AML Analyst

We’re looking for talented professionals to join us in bringing smart money management and payment solutions to everyone’s fingertips.

This position is classified as structured hybrid, with an expectation of a minimum of three (3) days per week working in the office and flexibility to work remotely on the remaining days. On-site expectations may evolve over time to support business needs, with clear communication provided in advance.

<<>><<>><<>><<>><<>><<>><<>><<>><<>><<>> 

JOB DESCRIPTION

Location Requirement

This position is open only to candidates who currently reside in one of the following approved locations:

Tampa, FL; Blue Ash or Cincinnati, OH; or Los Angeles, CA

Job Summary 

As the BSA/AML Analyst, you will be responsible for using transactional monitoring, and data & analytical skills to ensure GDC’s BSA/AML/OFAC program is commensurate with a federally-regulated Bank Holding Company, to improve the BSA/AML/OFAC Controls at Green Dot. You will help identify, assess, and defend against emerging and evolving financial threats to our card and accountholders, as well as from our products and services. As a BSA/AML Analyst, you will enhance and improve overall process and team efficiency and consistency across all Green Dot payment platforms, products and services.

Key Responsibilities 

• Analyzing data and results of existing transaction monitoring reports and determine whether to apply enhanced due diligence and/or investigation is warranted. Take appropriate action with cardholders and account holders, as well as others using Green Dot’s financial platforms, based on analysis of overall card/accountholder and SSN activity.

• Employing candidate’s subjective decisioning with respect to all aspects of all BSA/AML functions.

• Fulfilling BSA/AML/OFAC regulatory requirements, including the filing of SARs, CTRs and other filings, as well as fulfilling appropriate logging and documentation standards.

• Developing expertise on all BSA/AML/OFAC controls at Green Dot, including mastering all related front-end systems, applications, data sources, and back-end controls.

• Reviewing existing reporting and make recommendation on enhancements to the process to capture unusual activity while limiting false positives.

• Using your analytical skills to produce and follow leads, as well as link common or related activities, develop complete pictures of suspicious activity and uncover new trends in fraudulent behavior.

Required Qualifications

• Minimum 3 years of BSA/AML/OFAC-related activities in financial services industry.

• Experience writing SARS (Suspicious Activity Reports)

• Experience conducting financial crime investigations, money laundering monitoring and/or investigations or other relevant BSA/AML experience.

• High school diploma or equivalent

• Experience with MS Office, particularly excellent Excel skills

• Must be organized, efficient, and professional.

• Must be extremely detail oriented.

Preferred Qualifications

• Bachelor's degree

• Money transfer or fintech experience a plus.

• Regulatory experience a plus.

• SQL experience

• Familiarity with creation of management reports and presentations.

**Ability to work in the U.S. without sponsorship**
**Ability to meet the location requirement outlined above**

POSITION TYPE

PAY RANGE

<<>><<>><<>><<>><<>><<>><<>><<>><<>><<>>

We’re Here to Support You—Accommodations Upon Request

Green Dot is committed to providing an inclusive and accessible hiring experience for all candidates. If you require a reasonable accommodation during any part of the application or interview process, we encourage you to let us know. We will work with you to meet your needs in a way that respects your privacy and ensures equal opportunity. Our goal is to support every applicant in showcasing their talents and potential.

Work Authorization Requirement
At Green Dot Corporation, we value diversity and strive for fair and inclusive hiring practices. However, we are currently unable to offer visa sponsorship. All applicants must be legally authorized to work in the United States at the time of application and throughout the duration of employment, without the need for current or future sponsorship.

Important Notice on Application Accuracy
We value integrity in our hiring process. Please ensure that all information provided in your resume and application is accurate and authentic. Submissions found to be fraudulent or misleading will result in disqualification from consideration, and any offers extended may be rescinded.