Director of Product Management, Credit Products (US)

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About Tala


Tala is a global technology company building the world’s most accessible financial services. With more than $350 million raised from visionary investors, we are serving millions of customers around the world who have been overlooked by traditional financial institutions – and our plan is to serve millions more, and have been named by the Fortune Impact 20 list, CNBC’s Disruptor 50, and Forbes’ Fintech 50 list for four years running. We are expanding across product offerings, countries and crypto and are looking for people who have an entrepreneurial spirit and are passionate about the mission.


By creating a unique platform that enables lending and other financial services around the globe, people in emerging markets are able to start and expand small businesses, manage day-to-day needs, and pursue their financial goals with confidence. Currently, more than 6 million people across Kenya, the Philippines, Mexico, and India have used Tala products. Due to our global team, we have a remote-first approach, and also have offices in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India. 


Most Talazens join us because they connect with our mission of enabling financial agency for underbanked people around the world. If you are energized by the impact you can make at Tala, we’d love to hear from you!


Lead product strategy and execution for Tala’s new lending products, across our global markets. As a key member of the Tala lending product management leadership team and people manager, you and your team will be responsible for defining and delivering the next generation of lending with new credit products, features and tools, working in close cross-functional collaboration with technology and business stakeholders to achieve exceptional business results, while increasing value for our customers and delivering on Tala’s vision of financial agency for all.

Outcomes

  • Lead and develop new loan product team to develop new and improve existing products across markets 
  • Develop and optimize the product strategy and product roadmap to meet goals
  • Build business cases and drive outcome oriented product prioritization decisions
  • Improve credit risk, acquisition and defaults through testing strategy and performance analysis
  • Deliver clear and compelling product brief, specs, and user stories partnering closely with engineering to ensure excellent development execution
  • Influence key global stakeholders to determine product needs and requirements and develop a cohesive product strategy to meet key business objectives and key results
  • Leverage quantitative and qualitative insights coupled with a deep understanding of both consumer behavior and the local financial services ecosystem to drive outsized impact and ROI 
  • Drive go to market planning of new products and features and own outcomes and success metrics

Competencies

  • 8+ years experience in Product Management, with track record of success in FinTech, consumer mobile apps or related industries
  • Demonstrated ability to ship innovative new products and deliver meaningful business results
  • Clear understanding of credit products, credit risk, data science, and servicing
  • Ability to create hypotheses, set up experiments, query data, and analyze product performance and success in order to derive actionable insights
  • Demonstrated ability to provide direction, wireframes, and flows for product design 
  • Strong leadership presence with ability to vision set and manage through influence
  • Experience leading, managing, and developing product management professionals
  • Strong understanding of modern development practices and planning processes
  • Comfort working in a fast paced, dynamic environment with globally distributed teams

Our vision is to build a new financial ecosystem where everyone can participate on equal footing and access the tools they need to be financially healthy. We strongly believe that inclusion fosters innovation and we’re proud to have a diverse global team that represents a multitude of backgrounds, cultures, and experience. We hire talented people regardless of race, religion, color, national origin, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.

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Location

1633 26th St, Santa Monica, CA 90404

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