Product Manager / Senior PM / Principal PM

We’re looking for mission-driven, collaborative, data-fluent product thinkers to join our Product Team at all levels: Product Manager, Senior PM and Principal PM.

The Impact You’ll Make:

For many, the financial system is a series of closed doors. At Mission Lane, the Product team builds the keys. We don’t just serve credit profiles; we serve people with stories, challenges, and goals. 

You’ll drive forward our mission by architecting a credit card product experience that acts as a launchpad for human potential; moving beyond simple credit "access" to create a clear, actionable path to progress.  

This is a rare moment to join a company at a true inflection point. You won’t be a cog in a machine; you’ll be a primary builder in a maturing organization, owning and executing a roadmap that transforms how we use data and technology to keep Mission Lane credit card customers safe, informed, and moving forward.

As a Product Manager at Mission Lane, you will:

• Own high-stakes decision systems, translating complex credit policy and data into real-time actions that determine how and when we extend credit.
• Design for judgment and scale, ensuring our automated systems and human-in-the-loop processes work in harmony to surface risk without disrupting legitimate customers.
• Partner closely with Engineering, Data, and Credit teams to operationalize complex underwriting or payment models that balance business unit economics with customer success.
• Leverage SQL and data analytics to break down high-level metrics into the underlying drivers that move the needle for both the company and the consumer.
• Act as a collaborative disruptor, iterating rapidly to launch experiments that improve our acquisition "brain" or post-acquisition journeys.
• Drive alignment across the organization by crafting clear narratives and roadmaps that show how technical choices lead to better outcomes.
• Proactively identify potential friction points across teams and functions, advocating for solutions that prioritize the long-term health of our customer base.

Minimum Qualifications:

• ~3+ years (PM), ~5+ years (Senior), or ~8+ years (Principal) of product management experience, managing technical products from ideation to rollout.
• Technical proficiency and the ability to engage in deep conversations with engineers regarding system architecture, APIs, and data implementations.
• Proficiency using SQL to query data, investigate decision logs, and analyze performance funnels.
• A proven track record of delivering complex projects in regulated or data-heavy environments.
• A structured problem-solving approach and the ability to make independent decisions in ambiguous, high-stakes situations.
• Experience defining roadmaps that optimize for both enterprise value and customer well-being.

Preferred Qualifications:

• Experience in fintech, lending, or payments, particularly in roles involving risk, fraud, or customer lifecycle management.
• Experience integrating AI or machine learning models into live products to drive efficiency or better decisioning.
• Experience in high-growth environments where the product experience is the primary driver of customer acquisition and retention.

Compensation:

Annual full-time starting base salary ranges: 

• PM: $103,000 - $123,000
• Senior: $125,000 - $152,000
• Principal: $172,000 - $186,000

These roles are eligible for additional compensation in the forms of participation in our annual incentive and equity programs.

Pay is based on factors such as work experience, education, certification(s), training, skills, and competencies related to the role. Mission Lane also offers a comprehensive benefits plan, which includes paid time off, 401(k) match, a monthly wellness stipend, health/ dental/ vision insurance options, disability coverage, paid parental leave, flexible spending account (for childcare and healthcare), life insurance, and a remote-friendly work environment.