Product Manager, Core App

OnePay is the consumer fintech trusted by millions of Americans to make money better.

Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.

We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.

We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.

But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:

• Ready to run

• Hungry and driven by urgency

• Exceptional at what they do, with low ego

• Comfortable operating in motion

As Product Manager at One Pay, you’ll lead the Core Mobile App experience used by millions of customers. You’ll own the end-to-end mobile platform - driving engagement, cross-selling, and retention across products like banking, credit, and lending. Working closely with design, engineering, analytics, and brand, you’ll deliver a cohesive mobile experience through unified navigation, design systems, and cross-vertical feature integration that fuels growth and revenue.

You will

• Own and evolve the core app experience that spans across all products - including shared UX (navigation, home screen, notifications), driving personalization and cross-product goals, and ensuring consistency across product verticals.

• Drive a cohesive UX strategy through close collaboration with cross-functional teams and vertical product leaders, aligning on a unified app vision and high-quality execution.

• Leverage data and insights to optimize user journeys, app engagement, reduce friction, and lead discovery on strategic initiatives like cross-sell and upsell analytical frameworks.

You Bring

• Experienced product leader (4–10 years) with a strong track record driving cross-functional, cross-vertical initiatives - especially in regulated, multi-product spaces like fintech.

• Strategic and user-focused, with deep expertise in mobile UX, design systems, and translating complex business needs into scalable solutions.

• Data-driven communicator and influencer, skilled in defining KPIs, interpreting data, aligning stakeholders, and building momentum through clear, compelling communication.

• Drive and proactivity - everyone here is a builder and executor.

• Competitive base salary, stock options, and health benefits from Day 1

• 401(k) plan with company match

• Remote-friendly (US), flexible time off (FTO), and opportunities for growth

• A high-growth, mission-driven, inclusive culture where your work has real impact

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at [email protected].