Principal, Health Underwriting

You are a natural leader with an eye for detail. You proactively seek out answers to improve processes instead of waiting for them to come to you. You know the ins and outs of underwriting health insurance. 

As Principal of Health Underwriting, you will be responsible for supporting new business processes, renewal strategies, and year round book of business analysis and reporting for Medical Dental and Vision coverages with multiple carriers. This role will work cross-functionally, partnering with colleagues in Sales, Operations, Customer Success, and Finance.

• Assist in renewal strategies and reporting support for Medical Dental and Vision Insurance insurance across multiple national carriers.
• Serve as a subject matter expert and provide direction to underwriting staff, sales teams, and other departments on the principles and practices of new business underwriting and rating.
• Drive achievement of business goals through articulation and application of sophisticated underwriting policies, initiatives, and long-term vision.
• Architect and lead high-impact, cross-functional strategic projects, fostering robust partnerships across the organization. Drive innovation and deliver transformative, solution-oriented outcomes that directly advance Justworks’ overarching strategic goals."
• Proactively identify, analyze, and mitigate complex risks that could materially affect financial results, driving sound, unbiased, and strategically informed actions.
• Balance membership growth and profitability targets for specific groups, industries, and/or markets. Collaborates with other constituents on product and pricing strategies.
• Assists team members in handling difficult and/or complex sales/renewal situations.
• Builds strong cross-functional relationships with internal organizations and sales/account management.
• Innovate and champion next-generation underwriting methodologies and processes, continuously optimizing efficiency, accuracy, and profitability by leveraging advanced internal and external resources.
• Demonstrated success in communicating effectively with internal and external partners.
• Perform other related duties as assigned.

As a Principal of Health Underwriting, how results are achieved is paramount for your success and ultimately result in our success as an organization. In this role, your foundational knowledge, skills, abilities and personal attributes are anchored in the following:

• Detail-oriented - exercises extreme attention to detail; is thorough, accurate, organized, and productive and seeks to understand both the cause and effect of a situation.
• Ethical practice - the ability to integrate core values, integrity and accountability throughout all organizational and business practices.
• Clear communication - the ability to articulate thoughts and express ideas effectively using oral, written, visual and non-verbal communication skills, as well as listening skills to gain understanding.
• Analytical - uses a logical reasoning process to break down and work through a situation or problem to arrive at an outcome.
• Good judgment - the exercise of critical thinking, analyzing and assessing problems and implications, identifying patterns, making connections of underlying issues, understanding risks and developing mitigation strategies, and taking ownership of the outcome.

In addition, all Justworkers focus on aligning their behaviors to our core values known as COGIS. It stands for:

• Camaraderie - Day to day you can be seen working together toward a higher purpose. You like to have fun. You’re an active listener, treat people respectfully, and have a strong desire to know and help others.
• Openness - Your default is to be open. You're willing to share information, understand other perspectives, and consider new possibilities. You’re curious, ask open questions, and are receptive to thoughts and feedback from others.
• Grit - You demonstrate grit by having the courage to commit and persevere. You’re committed, earnest, and dive in to get the job done well with a positive attitude.
• Integrity - Simply put, do what you say and say what you'll do. You’re honest and forthright, have a strong moral compass, and strive to match your words with your actions while leading by example. 
• Simplicity - Be like Einstein: “Everything should be made as simple as possible, but no simpler.”

• 8+ years of progressively responsible and strategic financial underwriting experience, demonstrating deep mastery and extensive insurance industry knowledge.
• Proven track record of successfully leading and influencing large-scale, strategic cross-functional projects with significant organizational impact.
• Skilling in generating and formatting accurate reporting, as well as experience in analyzing and interpreting data to support strategic decision-making. 
• Solid knowledge of other benefit programs (life, dental, medical, etc.) and pricing of related benefits is a plus. 
• Experience working with PEOs is preferred but not required

The base wage range for this position based in our Tampa Office is targeted at $144,615 to $166,307.25 per year.

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