Lock Desk & Pricing Analyst

Position Summary:

A Lock Desk & Pricing Analyst is responsible for Lock Desk management and sales support. Supporting the Hedge & Pricing Analyst with Optimal Blue configuration and loan sales, and report development and maintenance. This role requires experience in mortgage pricing, and strong math, analytical and technical skills.

Responsibilities:

Mortgage Pricing & Analysis:

• Lock Desk management and sales support.
• Update and import rates into Optimal Blue
• Support updates in Optimal Blue
• Support mortgage loan sale process.
• Assist in the audit of the hedge model for data accuracy.

Market & Competitor Analysis:

• Track competitor mortgage rates and lending trends to refine pricing strategies.
• Provide data-driven insights and recommendations to senior management.

Reporting and analytics

• Assist with the development and maintenance of Loan sale, pull through, reporting and analytics.
• Run daily reports and models for forwards and pricing analytics.
• Support Post closing with report and analytics development.

Personal Professional Standards:

• Project an image of professionalism through demeanor and appearance while acting with integrity and honesty.
• Strive for teamwork and cooperation and actively participate in goals for self-improvement.

Key Qualifications:

Education & Experience:

• Bachelor’s degree preferred in Finance, Economics, Mathematics, or a related field.
• 1+ years of experience in mortgage pricing, and secondary marketing preferred.

Technical Skills:

• Proficiency in Excel and Microsoft products.
• Experience with mortgage pricing engines like Optimal Blue preferred.

Base Salary:

The expected base salary for this position is between $62,000 to $72,000 per year, depending on experience and skillset. Base salary is paid bi-weekly.

Why Work for Universal Lending Corporation:
Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. We offer an inclusive, diverse, and collaborative culture where people from all backgrounds can thrive. At Universal Lending Corporation, you can work with other passionate, purposeful, and customer-centric people, all sharing the same goal of helping people achieve their dreams. Universal Lending Corporation offers a competitive compensation package based on experience and skill, including a comprehensive benefits package inclusive of Medical, Dental, and Vision.

Physical Requirements:

This is primarily a sedentary position. Requires the ability to hear, type and talk. Finger dexterity is required to operate a computer keyboard. The primary work location is a corporate office with low to moderate noise levels.

The physical demands and work environment characteristics described are representative of those that must be met by an employee to successfully perform the essential functions of the position. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Supervisory Responsibilities:

This position does not supervise other employees.

Travel Requirements:

Occasional travel may be required. A valid driver’s license and active vehicle insurance is required at all times.

FLSA Classification: Exempt

Disclaimer:
Universal Lending Corporation is an equal opportunity employer. Candidates must be authorized to work in the United States. The statements above are intended to describe the general nature and level of work being performed by individuals assigned to this role. Management retains the discretion to add, modify, or remove job duties at any time.