Lead Product Manager, Line of Credit

At Tilt (formerly Empower), we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond outdated credit scores, using over 250 real-time financial signals to recognize real potential. Named among the next billion-dollar startups, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

We need someone to lead our line of credit product(s) through a period of rapid growth.

• Scaling existing: Thrive affords users the ability to access lines larger than Cash Advance (up to $1000), build positive credit history through bureau reporting, and utilize even more flexible payment schedules (e.g., pay over next two/four paychecks).

• Launching new: This role will identify new constructs to improve the value proposition for our core Advance consumer.

• You’ll establish the roadmap and strategy surrounding line of credit products at Tilt: what we should (and shouldn’t) build, define our target customer, and establish an opinionated graduation POV.

• You’ll successfully launch and scale a new line of credit product within your first 6 months.

• You’ll earn broad cross-functional partner trust by working deeply with Design, Engineering, Credit, Legal, Compliance, and Customer Success weekly.

• You’ll put in place a culture of measurement, iteration, and continuous improvement in your product area — establishing dashboards, feedback loops, and ongoing optimization.

• You’ll build a culture around high-impact, reliable delivery for you and your team.

• Solve problems like a GM — you’re able to balance short-term impact vs. long-term investment, set trade-offs, and align stakeholders. You’re comfortable both to get your hands dirty and deliver immediate change and to elevate and plan for quarters in advance.

• Demonstrated record of shipping high-value product experiences — 6+ years of product management experience, with at least 2+ years leading complex financial products.

• Analytically exceptional — you’re confident working with SQL + collaborating closely with Data Science and ML teams to uncover insights and validate hypotheses.

• Energized about the user — you confidently run user research, pair with design, and express the user perspective in your delivery.

• Excellent communication skills (written & verbal) — able to craft narratives, roadmaps, and align cross-functional teams.

Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you.

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.

• Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.

• Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.

• Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.

• Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)

• Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures.

You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.