Lead AI Engineer - AI & Credit Analytics

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to accomplish their financial goals and help them save time and money.

We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments.

We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com.

• You will build scalable, production-grade AI systems that automate and enhance credit analytics and credit decisioning workflows.
• Develop and integrate AI solutions across the credit lifecycle, including origination, underwriting, limit setting, portfolio monitoring, and model validation.
• You will develop evaluation and guardrail frameworks to ensure response accuracy, reduce hallucinations, and support human-in-the-loop review, including offline testing with ground‑truth datasets.
• You will develop and operate enterprise-grade AI services with a focus on scalability, security, reliability, performance, and latency optimization.
• You will implement LLMOps and GenAI operational practices, including prompt management, model versioning, monitoring, CI/CD pipelines, and observability for cost, latency, and response quality.
• You will partner with analytics, engineering, and product teams to embed AI into existing platforms and deliver new AI‑driven capabilities across the organization.
• You will evaluate and adopt modern orchestration frameworks and cloud-native AI tools (such as LangGraph and AWS-based services), while staying current with new AI system design patterns.

• Master's degree in Computer Science, Data Science, or a related quantitative field, or equivalent practical experience.
• 8–10 years of professional experience in data science, machine learning, or AI engineering, to build and operate production-grade AI, ML, or Generative AI systems.
• Domain experience in financial services, with exposure to credit, lending, risk, or analytics-driven decisioning environments.
• Experience working in regulated or governed environments, with understanding of data governance, model risk management, regulatory compliance, and responsible AI practices.
• Hands-on experience developing Generative AI and LLM-based applications, including retrieval-augmented generation (RAG), prompt design, evaluation methods, and system optimization in production environments.
• Proficiency in Python (required) and SQL
• Familiarity with modern Generative AI frameworks
• You will report to the Senior Director, Data Modeling.

Benefits/Perks:

• Great compensation package and bonus plan
• Core benefits including medical, dental, vision, and matching 401K
• Flexible work environment, ability to work remote, hybrid or in-office
• Flexible time off including volunteer time off, vacation, sick and 12-paid holidays
• Explore all our exciting benefits here: https://yourexperianbenefits.com/cand-index.htmlOur uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward & recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why.

Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity.

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