About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload.
Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; Austin, Texas; and New York City, NY (opening Summer 2026).
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!
Not seeing an open job that matches your skills and experience? We’d love to invite you to join our Product Talent Community.
It’s a simple way to stay connected with us — and for us to stay connected with you.
By signing up,
- You’ll receive quarterly updates on Upstart and job alerts.
You may receive outreach when a role opens that matches your skills and interests.
There’s no commitment — just an open door to explore future opportunities when the time feels right for you.
Product Team
Our Product team is on a mission to expand access to credit and reimagine the future of lending. We build innovative, data-driven solutions that break down barriers and create financial opportunities for millions. By leveraging technology, user insights, and seamless design, we’re transforming the lending experience to be more inclusive, efficient, and customer-centric. If you're passionate about driving meaningful change and solving complex challenges, join our Product Talent Community to stay up to date on Upstart news and open roles.
Things to love about Upstart:
- Competitive Compensation (base + bonus & equity)
- Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
- 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
- Employee Stock Purchase Plan (ESPP)
- Life and disability insurance
- Generous holiday, vacation, sick and safety leave
- Supportive parental, family care, and military leave programs
- Annual wellness, technology & ergonomic reimbursement programs
- Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
- Catered lunches + snacks & drinks when working in offices
Thanks again for your interest in Upstart and joining our Product Talent Community!
Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email [email protected]
https://www.upstart.com/candidate_privacy_policy
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