Intermediate Software Engineer

What is Reach Financial?

Reach Financial is a financial services provider that is helping people outsmart debt for good.

We deliver innovative financial products using modern technology and tools to enable our customers to take control of their debt and de-mystify their personal finances. Our platform empowers our customers to turn their financial goals into a reality.

Reach Financial launched in 2015 and has helped our customers pay off over $1 billion in debt. We offer debt consolidation loans and personal loans, and together these markets represent a $1.5T opportunity. In time, we will expand beyond these products to offer solutions for a variety of our customers’ personal finance challenges.

About the role:

As an Intermediate Software Engineer, you’ll be joining the team to help us enhance and extend our loan originations and servicing platforms, which include our application flow, borrower portal, and internal platform. You'll take ownership of significant features and systems, while contributing to technical decisions and mentoring junior developers. You'll work on challenging problems that directly impact our users and business, with opportunities to drive technical initiatives and grow into senior leadership roles.

Collaborating with Engineering leaders, Product and Design, and your fellow Engineers, you’ll help make decisions and deliver projects that will lay the groundwork for Reach to help millions of Americans outsmart debt for good.

What you will do: 

• Work as part of a team building a modern, full stack B2C loan origination system as an augment to, and extension of, our existing technology platform

• Independently deliver reliable, on-time solutions to well-defined problems

• Review code contributions across the team and proactively suggest ways to improve and optimize

• Contribute to testing efforts, including writing test plans, and participating in QA processes 

• Collaborate with Product Managers and Designers to translate business and UI requirements into technical implementation specifications

• Collaborate within cross-functional teams including Product Manager, Product Designers, SDET, SRE and Platform engineers, and contribute to a positive team environment

• Utilize and evolve industry software delivery lifecycle best practices and methodologies for predictable and sustainable delivery models

• Mentor junior engineers through code reviews, pair programming, and knowledge sharing

• Participate in hiring, onboarding and team building efforts

What you should have: 

• At least 2 years of professional experience in full-stack software development.

• Expertise as a full stack developer using object-oriented programming languages (e.g. Typescript/Javascript or Python)

• Expertise with React or React-based frameworks like Next or Remix

• Fluent in the language of CI/CD and version control on top of Github

• Experience with cloud platforms (e.g. AWS) and containerization (e.g. Docker)

• Experience with with software testing principles and practices, and familiarity with test automation frameworks like Playwright and Jest

• Solid foundation in software development methodologies (Agile, Scrum, etc.).

• Open to explore and learn Salesforce development for employee-facing use cases

• Effective communication and teamwork with technical and non-technical stakeholders

• Proven problem-solving skills and attention to detail

• Collaborative mindset and enjoys working as part of a team

• Ownership mentality and accountability for delivered solutions

• Comfortable with ambiguity and changing requirements

• Ability to mentor or support junior engineers

• Familiar and experienced with latest AI tools: LLMs, MCPs, etc

Nice to haves:

• Experience in financial lending industry

What is it like working at Reach Financial?

Our culture is built around advancing our teams, and we are dedicated to the success and growth of every team member. We believe in retaining a high-performing workforce and we prioritize diversity, intellectual curiosity, and continued learning. Our generous benefits packages reflect that.

We’ve been hard at work perfecting our product for years, and now we’re growing faster than ever before. Our strong foundation and company culture is readily equipped for this growth, and we believe that with the right people, our products will continue to help customers make real changes in their financial lives.

What benefits will you receive?

• Remote First Culture with optional Hybrid opportunities

• Healthcare, Life Insurance, 401k Match

• Paid Time Off, Paid 12-week Parental Leave

• Disability (short-term, long-term), Employee Assistance Program

• Spending Accounts (Transit/Parking, Medical, Dependent Care)

• Insurance Discounts (home, auto, pet)

Reach Financial is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws. This policy applies to all employment practices within our organization, including hiring, recruiting, promotion, termination, layoff, recall, leave of absence, compensation, benefits, training, and apprenticeship. Reach Financial makes hiring decisions based solely on qualifications, merit, and business needs at the time.