Fintech Counsel

Leap Theory, LLC is an already profitable, fast growing, 7 year old advertising technology firm that serves as a robust resource for companies in the financial services industry. It was founded by people looking to build a better workplace. Four things drive us: ethics, continuous improvement, gratitude, and teamwork. Yes, we aim for top performance in our industry, but HOW we get there matters more. We understand your time is important. Who you spend it with is important. What you apply your talents to is important. Thanks for considering applying your time and talents to our company and learning what makes us - we believe - very different from other high performance tech companies.

About the Role

We are seeking a highly motivated, intellectually curious Counsel to join our fast-growing fintech team. This role is ideal for someone who thrives in a dynamic environment, enjoys solving complex problems, and can quickly and independently translate regulatory requirements into practical business guidance. You will work directly with leadership across product, compliance, operations, and marketing. This is a full-time,  5 day in-office role located in Santa Monica, California. 

Key Responsibilities

Regulatory & Compliance

• You’ll provide expert guidance on federal and state financial regulations impacting fintech products, including:
  • UDAAP/UDAP
  • FCRA
  •  Reg Z
  • Reg B
  • TCPA 
  • CAN-SPAM
  • Privacy laws (CCPA/CPRA, GLBA, state-level analogues)
  • Emerging Rules/Regulations
  • Familiarity with CFR
    
     
• Partner with compliance teams to support regulatory examinations, audits, and risk assessments.
• Monitor emerging laws and regulatory trends, proactively advising internal teams.
• Review marketing collateral and websites to ensure compliance with applicable laws. 

Contracts & Commercial Work

• Draft, review, and negotiate a broad range of agreements, including:
  • Vendor and partner contracts
  • Data privacy and security contracts (DPAs)
  • Marketing and affiliate agreements
• Ensure contract terms align with regulatory, operational, and risk requirements.
• Be familiar with and provide updates to company terms of use and privacy policies.

Corporate Governance & Transactions

• Form and manage corporate records for subsidiaries and affiliated entities.
• Maintain corporate formalities and advise on structuring issues. 
• Support corporate initiatives including acquisitions, investments and financing transactions. 

Cross-Functional Legal Support

• Work closely with product, engineering, design, and marketing teams to identify risks and enable compliant innovation.
• Translate legal concepts into clear, actionable business guidance.
• Support incident response, fraud strategy, data-governance discussions, and policy development.

• Other duties as assigned.

   

What We’re Looking For

Core Qualifications

• JD from an accredited law school; active member of the State Bar of California in good standing.
• 3–8+ years of experience in fintech, financial services, or a related regulatory environment.
• Knowledge and familiarity with: UDAAP, FCRA, TCPA, CCPA/CPRA, CAN-SPAM, Privacy and data-protection standards
• Experience managing a diverse commercial contracting workload.
• Experience with corporate formations and transactions. 
• Ability to work independently and with cross functional clients. 

Success Traits

• Abundant curiosity — You ask the right questions, learn fast, and enjoy diving deep into new areas of law, product design, or business models.
• Go-getter attitude — You take initiative, operate with urgency, and make progress without waiting to be prompted.
• Execution-focused — You close loops, unblock yourself, and find solutions rather than getting stuck behind procedural or structural barriers. You thrive on clearing tasklists.
• Practical judgment — You balance legal rigor with business realities, offering guidance that is both compliant and workable.
• Clear communicator — You can distill complex regulatory requirements into plain English for cross-functional teams.
  
   

Why Join Us

• You’ll be at the center of a fast-moving fintech operation building new financial products from the ground up.
• You’ll work on meaningful challenges across payments, lending, fraud, compliance, and digital banking.
• You’ll shape legal strategy and influence high-impact business decisions from day one.

The anticipated base salary for this position is $150,000 - $200,000.  The actual base salary offered will depend on a variety of factors, including without limitation, the qualifications of the individual applicant for the position, years of relevant experience, level of education attained, and certifications or other professional licenses held.

Join our talented team and be a driving force behind the growth and success of Leap Theory. Apply today!