Financial Underwriting Representative

Become a part of our caring community and help us put health first
 The Financial Underwriting Representative 3 computes rates for both renewing and prospective moderate to complex group accounts. The Financial Underwriting Representative 3 performs advanced administrative/operational/customer support duties that require independent initiative and judgment. May apply intermediate mathematical skills.

The Financial Underwriting Support Representative 3 plays a crucial role in assisting the underwriting team by providing essential support in the evaluation and processing of renewal and new business work on a group level basis. This position focuses on Dental, Vision, Life and Disability products. This position requires a detail-oriented individual who can effectively manage multiple tasks and communicate with various stakeholders to ensure a smooth underwriting process.

Key Responsibilities:

• Evaluates renewal discretion requests from our sales and broker partners.

• Reviews life over guaranteed issue applications.

• Review and analyze new business cases during the installation process.

• Communicates effectively with sales to gather information and clarify sold case details.

• Maintains accurate records of all underwriting activities to ensure compliance with company policies and requirements.

• Collaborates with team members to streamline processes and improve the efficiency of the underwriting department.

• Provides exceptional customer service by addressing inquiries and resolving issues related to underwriting processes.

Use your skills to make an impact
 

Required Qualifications

• Intermediate mathematical skills

• Strong analytical skills and attention to detail

• Excellent communication and interpersonal skills

• Proficiency with Microsoft Office Suite

• Less than 2 years of project, process experience

• Must be passionate about contributing to an organization focused on continuously improving consumer experiences

Preferred Qualifications

• Bachelor's Degree or equivalent experience

• 1 or more years of underwriting or financial analysis experience

• Experience with Dental, Vision, Life, and Disability lines of coverage

• Experience in negotiation

• Experience working with healthcare or claims related data

Additional Information

Work At Home / Internet Information:

To ensure Home or Hybrid Home/Office employees’ ability to work effectively, the self-provided internet service of Home or Hybrid Home/Office employees must meet the following criteria:

• At minimum, a download speed of 25 Mbps and an upload speed of 10 Mbps is required; wireless, wired cable or DSL connection is suggested.

• Satellite, cellular and microwave connection can be used only if approved by leadership.

• Employees who live and work from Home in the state of California, Illinois, Montana, or South Dakota will be provided a bi-weekly payment for their internet expense.

• Humana will provide Home or Hybrid Home/Office employees with telephone equipment appropriate to meet the business requirements for their position/job.

• Work from a dedicated space lacking ongoing interruptions to protect member PHI / HIPAA information.

SSN Information:

Humana values personal identity protection. Please be aware that applicants may be asked to provide their Social Security Number, if it is not already on file. When required, an email will be sent from [email protected] with instructions on how to add the information into your official application on Humana’s secure website.

Travel: While this is a remote position, occasional travel to Humana's offices for training or meetings may be required.

Scheduled Weekly Hours

40

Pay Range

The compensation range below reflects a good faith estimate of starting base pay for full time (40 hours per week) employment at the time of posting. The pay range may be higher or lower based on geographic location and individual pay will vary based on demonstrated job related skills, knowledge, experience, education, certifications, etc.

 

$43,000 - $56,200 per year

 

Description of Benefits

Humana, Inc. and its affiliated subsidiaries (collectively, “Humana”) offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family while also knowing your life extends outside of work. Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company and personal holidays, volunteer time off, paid parental and caregiver leave), short-term and long-term disability, life insurance and many other opportunities.

Application Deadline: 08-28-2025
About us
 Humana Inc. (NYSE: HUM) is committed to putting health first – for our teammates, our customers and our company. Through our Humana insurance services and CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health – delivering the care and service they need, when they need it. These efforts are leading to a better quality of life for people with Medicare, Medicaid, families, individuals, military service personnel, and communities at large.

​
Equal Opportunity Employer

It is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or protected veteran status. It is also the policy of Humana to take affirmative action, in compliance with Section 503 of the Rehabilitation Act and VEVRAA, to employ and to advance in employment individuals with disability or protected veteran status, and to base all employment decisions only on valid job requirements. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.