JPMorganChase
Quant Analytics - Pricing Credit Decision Unit Support - Senior Associate
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Transform credit decision processes in Auto Lending by optimizing pricing strategies, providing financial analysis, and supporting the Credit Decision Unit's initiatives.
Job Description
In this role, you will be at the forefront of transforming credit decisioning processes within the Auto Lending business. You will have an influential role in in Auto Lending by transforming credit decisioning, optimizing pricing strategies, and enhancing profitability.
As a Senior Associate Financial Analysis of Pricing Strategy in the Auto Lending team, you will be supporting Pricing Strategy in the newly created Credit Decision Unit (CDU). You will provide pricing analysis and strategic recommendations to support the business' goals around volume and profitability and serve as pricing support that aligns to the CDU related objectives. Your role will involve building pricing tests, finding opportunities to enhance pricing, and addressing quantitatively challenging questions while also supporting all CDU related initiatives.
Job Responsibilities:
Required Qualifications, Capabilities, and Skills:
Preferred Qualifications, Capabilities, and Skills:
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
In this role, you will be at the forefront of transforming credit decisioning processes within the Auto Lending business. You will have an influential role in in Auto Lending by transforming credit decisioning, optimizing pricing strategies, and enhancing profitability.
As a Senior Associate Financial Analysis of Pricing Strategy in the Auto Lending team, you will be supporting Pricing Strategy in the newly created Credit Decision Unit (CDU). You will provide pricing analysis and strategic recommendations to support the business' goals around volume and profitability and serve as pricing support that aligns to the CDU related objectives. Your role will involve building pricing tests, finding opportunities to enhance pricing, and addressing quantitatively challenging questions while also supporting all CDU related initiatives.
Job Responsibilities:
- Develop short-term and long-term pricing strategies based on the latest competitive landscape and business goals.
- Provide financial analysis for key pricing initiatives and serve as pricing support for CDU initiatives.
- Collaborate with cross-functional teams to ensure alignment and successful execution of business strategies.
- Leverage existing data from random price testing, pricing experiments and competitive data/insights to develop a robust framework for portfolio pricing optimization.
- Provide ad-hoc datasets, reporting, and presentations to senior management.
- Support the product team to help enhance/implement needed levers to enhance pricing capabilities.
Required Qualifications, Capabilities, and Skills:
- 4+ years of experience in finance, data & analytics, or product strategy.
- Bachelor's Degree in relevant fields.
- Strong analytical, quantitative, and communication skills.
- Detail-oriented with well-developed problem-solving skills and a clear understanding of the drivers of profitability.
- Strong teamwork and collaborative skills.
- Ability to make concise presentations with sound business conclusions.
- Proficiency in basic analytical tools such as SQL/Alteryx/SAS or any related language
- Excel and PowerPoint experience
Preferred Qualifications, Capabilities, and Skills:
- Master's/MBA.
- Experience in the Auto Finance Industry and specifically Pricing.
- Familiarity with competitive analysis and market insights.
- Ability to adapt to a fast-paced and dynamic environment.
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Top Skills
Alteryx
Excel
PowerPoint
SAS
SQL
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