Evaluate financial data, assess borrower risk, and assist in lending decisions while ensuring sound credit practices and supporting loan growth.
We are seeking a Credit Analyst to evaluate financial data, assess borrower risk, and support lending decisions within a dynamic banking environment. This role is critical in maintaining sound credit practices and supporting loan growth.
Key Responsibilities
- Credit Evaluation: Analyze financial statements, tax returns, and credit reports.
- Risk Assessment: Evaluate borrower risk and make recommendations for loan approval or denial.
- Credit Memorandums: Prepare detailed credit write-ups and loan summaries.
- Portfolio Monitoring: Assist in ongoing monitoring of loan performance and risk exposure.
- Collaboration: Work closely with loan officers and underwriting teams.
Qualifications
- Experience: 2–4 years in credit analysis or commercial banking.
Skills
- Strong understanding of financial statements and credit metrics.
- Excellent analytical and problem-solving skills.
- Proficiency in Excel and financial systems.
Attributes
- Detail-oriented and objective decision-maker.
- Strong organizational skills.
Compensation
$70,000 – $90,000 depending on experience
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