Business Analyst, Treasury Operations

Business Analyst, Treasury Operations 

Current is a leading consumer fintech platform transforming financial access for everyday Americans with over five million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.

ABOUT THE ROLE
We are looking for a Business Analyst, Treasury Ops to join our team and drive the growth of our Treasury Operations function. This is a key role at a time of rapid expansion at Current, and the primary objective is to support the day-to-day operations of the treasury team.

We are looking for someone with experience in treasury operations and looking to; If you are curiosity, enthusiasm, and how you approach learning and problem-solving. If you have exceptional analytical skills, a hands-on mentality, and are ready to take ownership of complex challenges, we'd love to hear from you!

RESPONSIBILITIES

• Monitor Money Movement: Analyze and track money flows for our products to ensure liquidity meets operational needs with our sponsor banks.
• Fund Transfers & Payments: Execute fund transfers, wires, and ACH payments, ensuring compliance with internal controls and daily funding needs.
• Banking Relationships: Manage banking relationships, account signatories, and oversee electronic banking platforms.
• System Monitoring: Monitor activities and systems to identify and triage any alerts in the treasury function. 
• Ledger Reconciliation: Run and analyze both manual and automated processes for daily ledger reconciliation.
• Process Improvement & Automation: Continuously improve and automate existing processes to address inefficiencies in workflows.

ABOUT YOU 

• Strong data analysis capabilities
• 2+ years in fintech, financial service, or consulting
• Critical Thinker: You approach problems from all angles, uncovering key assumptions and making data-driven decisions.
• Creative Problem-Solver: You can find solutions that balance multiple constraints and objectives, always aiming for the best possible outcome.
• Results-Oriented: You measure your impact by real business results and customer outcomes, always prioritizing to maximize speed-to-impact.
• Fast Learner: You easily pick up new skills and tools to get the job done and thrive on learning new things.
• Intellectually Curious: You love digging into the “why” behind the numbers and find excitement in uncovering new insights.
• Exceptional Communicator: You can convey complex ideas clearly in both written and verbal communication, and you use your interpersonal and negotiation skills to build alignment.
• Adaptable: You thrive in fast-moving, ambiguous environments and enjoy working on a wide range of challenges.

REQUIREMENTS

• Proactive, reliable, and conscientious, with strong attention to detail and organizational skills.
• A true team player, with excellent written and oral communication skills.
• Self-starter who can work independently, follow instructions, and apply judgment to solve problems effectively.
• Interested in working in operational and process-driven roles.
• Comfortable working with external partners and building strong relationships.
• Proficient with Excel; familiarity with SQL is a plus.
• Familiarity with ACH Knowledge is a plus but not required. 
• Numerate and comfortable making decisions based on data.
• Curious, open to feedback, and committed to continuous improvement.

This role has a base salary range of $95,000 - $121,000 Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits.

BENEFITS

• Competitive salary 
• Meaningful equity in the form of stock options 
• 401(k) plan
• Discretionary performance bonus program 
• Biannual performance reviews
• Medical, Dental and Vision premiums covered at 100% for you and your dependents 
• Flexible time off and paid holidays 
• Generous parental leave policy
• Commuter benefits 
• Fitness benefits
• Healthcare and Dependent care FSA benefit 
• Employee Assistance Programs focused on mental health 
• Healthcare advocacy program for all employees 
• Access to mental health apps 
• Team building activities
• Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches