Appraisal Analyst III Certified

As the Appraisal Analyst III Certified, you will be a contributing member of the Collateral Underwriting Team. In this role you will make decisions on collateral as a function of Citizens' due diligence, as it pertains to risk exposure on residential real estate. You will perform moderately to highly complex internal real estate appraisal reviews for 1–4 family properties for compliance with corporate policy and secondary standards; such as Uniform Standards of Professional Appraisal Practice (USPAP), Fannie Mae, Freddie Mac, and HUD guidelines. This will include Owner or Tenant Occupied, Single Family, Condos, Cooperatives, and Construction to Permanent with a loan amount of $0 - $3.5M.

Primary responsibilities include

• Analyzes the reasonableness of the appraisals to confirm eligibility for sale to Fannie Mae and Freddie Mac. 
• Identify salability issues and work directly with the AMC/Staff Appraiser to cure. 
• Ensure reported value is supported for financing purposes while evaluating report completion methodology.
• Maintains daily and monthly goals set by Sr. Management.
• Adheres to bank policies and procedures and complies with legal and regulatory requirements including appraisal industry’s concepts and practices.
• Directly communicates with appraisal vendors to obtain clarification and additional supporting explanations and/or data as deemed necessary.
• Identifies and reports inconsistencies and irregularities on appraisals to the Manager to determine If an escalation is required.
• Performs other responsibilities as directed by the team Leader or other Sr. Management.

Qualifications, Education, Certifications and/or Other Professional Credentials

• Required Qualifications
  • Certified or Certified General Appraisal License in active status and good standing
  • Demonstrated expertise in researching, interpreting, and applying applicable Fannie Mae and Freddie Mac guidelines
  • Working knowledge of Collateral Underwriter 
  • Expert organizational skills, with strong knowledge and understanding of tools and resources used to obtain the most current and accurate information
• Preferred Qualifications
  • CMS
  • Empower
  • One Note

Hours & Work Schedule

• Hours per Week: 40 hours
• Work Schedule: Mon - Friday 8am - 5pm

Pay Transparency

The salary range for this position is $39.23 - $44.37 per hour. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits .