Karat Financial
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Karat Financial Benefits Overview
We are proud that we are able to offer a comprehensive benefits program, with a strong set of perks to really allow employees to have the tools needed not only to excel in their work, but also in life.
Compensation + Benefits
Provides 401(K) matching
Karat has a 100% match on first 3% qualifying contribution. and 50% on the next 2% of qualifying contributions.
Offers company equity
Karat believes that it takes every employee for us to succeed and provide equity to everyone so they may enjoy the growth of the company!
Provides home-office stipend for remote employees
Being a remote first company, Karat recognizes the importance of having a functional, and comfortable work space. We offer a monthly allowance of in order to help you create this space.
Offers dental insurance
Karat's dental insurance plan covers 80% of the premium for each employee and 50% for each dependent.
Offers vision insurance
Karat's vision insurance plan covers 80% of the premium for each employee and 50% for each dependent.
Offers health insurance
Karat's health insurance plan covers 80% of the premium for each employee and 50% for each dependent.
Work-Life Balance + Wellbeing
Offers company-sponsored outings
A distributed, async team is super-efficient and quite possibly the future of work. But whatever. We like to meet in fancy cities whenever possible so we can eat all the things. ALL THE THINGS.
Offers wellness programs
At Karat we realize that in order for employees to be at their best that health and wellness needs to be a priority. You can charge up to $150 a month directly to your company Karat card.
Provides paid holidays
Utilizes an Unlimited PTO policy
Company Culture
Utilizes a flexible work schedule
Night owl? Early riser? Mid-day workouts? Our work is async—so design your days.
Offers a remote work program
We’re a distributed team with members in the US, Canada, and South America.
Has a highly diverse management team
Our management team is made up of a diverse group both in ethnicity and gender. Even though we haven't scaled to have a DEI team, we keep these efforts front of mind.
Hiring practices promote diversity
We have created ways to provide fair assessment, review, and interviews for candidates of all backgrounds.
Mandated unconscious bias training
Starting Q4 of 2022 we have begun included unconscious bias training as part of onboarding for all employees, with additional training for managers and executives.
Utilizes an open door policy that encourages accessibility
Uses an OKR operational model to clearly define goals and priorities
Implements team-based strategic planning
Career Growth + Development
Provides online course subscriptions
Promote from within


