Hanmi Bank Benefits Overview

Manages an SBA loan portfolio by evaluating credit risk, monitoring borrower financial performance, collateral, covenants, delinquencies, and regulatory compliance. Prepares portfolio reports and credit memorandums, conducts borrower reviews and site visits, handles servicing requests, and recommends loan modifications, restructurings, workouts, risk-rating changes, and collection or liquidation actions. Requires strong financial statement, tax return, cash flow, collateral, underwriting, communication, and relationship-management skills.

Executes and enhances the bank’s enterprise fraud program by assessing fraud risks, developing preventive and detective controls, investigating incidents, monitoring fraud systems and warning queues, and reporting metrics to management and the Board. The role collaborates with business units, compliance, information security, BSA, regulators, and auditors to mitigate financial loss, support suspicious activity reporting, maintain regulatory compliance, and improve fraud detection effectiveness.

Processes banking transactions, ACH and wire requests, fraud and Reg E claims, deposit adjustments, reconciliations, IRA documentation, and account certifications. Supports branches and customers, investigates discrepancies and fraudulent activity, maintains records, verifies digital signatures and tax identification data, and ensures compliance with bank policies, regulatory requirements, and internal controls. The role also prepares reports and correspondence, maintains procedures, and provides operational assistance across branch and corporate functions.