ForwardLine is a fast-growing, non-bank lender dedicated to providing simple, fast, and affordable financing to America’s Main Street businesses. An innovator in the industry since 2003, we are currently implementing an aggressive national growth strategy.

Want to be part of a team where your work has a direct impact on the economic decisions of the company? Are you interested in working in an environment that promotes data-driven decisions, creativity, and innovation? The Risk Analytics Manger is responsible for managing risk strategies, conducting profitability and performance analysis, and developing test and control strategies. This role requires an individual who is highly analytical, creative, and intellectually curious.

Responsibilities:

• Drive innovation and continuous change to improve both the effectiveness and the scalability of the Company’s credit underwriting, fraud and collections efforts by identifying and implementing procedural, technological, and data-driven solutions.
• Use advanced analytics and predictive modeling techniques to independently develop and maintain risk strategies and loss forecasts.
• Establish and maintain effective performance tracking to ensure strategies and/or forecasts are performing as expected. Apply key learnings to update strategies/loss forecasts in a timely manner.
• Design and implement comprehensive tests and evaluate financial impact from various treatments to drive enhancements.
• Producing monthly credit risk dashboard and create new dashboards to track and monitor strategy related changes. Provide detailed insights to business partners.
• Evaluate new data sources that can improve decision making for risk management.
• Work with product and engineering to support new product launch or build new business capabilities. This includes new automation capabilities, risk management ecosystem, etc.
• Coordinate among various partners across multiple business functions to ensure the successful delivery.
• Present recommendations to senior management. 

Experience & Skills:                     

• Bachelor’s Degree in Mathematics, Statistics, Economics, Engineering, or other quantitative discipline.  Master’s Degree preferred.
• 4+ years of experience working in consumer or small business lending risk management.
• Demonstrated success in dissecting problems, developing ideas, and getting results while building sustainable approach and processes keep work going after project closure.
• Ability to work through ambiguity in a rapidly changing environment.
• High level of proficiency in SQL, Python/R, Excel and/or other statistical/data analytics tools such as SAS
• Experience with predictive modeling and machine learning is a plus.
• Strong communication, collaboration, presentation, and interpersonal skills.
• Thriving in a fast paced, entrepreneurial and dynamic environment. 

What you get from us: 

• Health, dental, vision, 401k
• Paid vacation and sick time
• Paid holidays and flexible work schedule
• Paid training, coaching and development
• A dynamic, team-oriented office environment
• Rewards, recognition, company events, and other fun stuff

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.