Come develop software responsible for underwriting billions of dollars in loans! By leveraging machine learning and deep credit expertise, we are challenging traditional credit scoring approaches with our best-in-class proprietary software (in-house and customer-facing) that leverages cutting-edge machine learning techniques to deliver more powerful, fair, and compliant models swiftly and easily. We are championing a revolution in credit that makes use of advanced technology to help the world’s financial institutions be more inclusive, fair, and transparent, while also improving efficiency and profitability.

In this role you will:

• Develop our core ML software tools that simplify the development of powerful, explainable, and fair underwriting models
• Work closely with data scientists and business analysts to build tools that accelerate model development and customer acceptance/adoption
• Collaborate with product management and engineering to build our SaaS enterprise ML platform 
• Unlock new business capabilities by experimenting and implementing novel ML/DL research ideas
• Build demos and conduct training to accelerate adoption and support internal and external software users

We are looking for:

• Individuals with a BS, MS, or Ph.D. in an engineering or quantitative discipline; advanced degrees preferred 
• Hands-on coding experience in Python or C/C++ – Comfortable with OOP design. Portfolio work (e.g., Github projects) is a plus.
• Strong fundamentals in ML algorithms (e.g., neural networks, tree-based methods, unsupervised learning, etc), programming, and statistics 
• Strong experience with common ML frameworks, e.g,. TensorFlow, XGBoost, Pandas, Numpy
• Highly motivated individuals with a strong desire to work on real-world machine learning projects
• Gifted at breaking down complex problems and quickly implementing solutions
• Data-driven, business impact-focused, and fast learner
• Self-motivated and extremely eager to learn new technologies
• Passionate about ML/AI and how it can improve the world

You will stand out from the rest if you have:

• Experience in developing web applications/services and/or a SaaS product
• Experience with SQL and modern relational / NoSQL databases
• Experience with high performance distributed computing

Perks and benefits

• People – the best part of Zest
• Robust healthcare plans, matching 401K and unlimited vacation time
• Weekly company wide “all hands” meetings 
• Virtual weekly happy hours, sometimes casual and other times with a focus around topics like racial discrimination and LGBTQ+ history
• Employee care packages to make WFH more enjoyable

About Zest AI:

Zest AI has been perfecting AI for consumer lending decisions since 2009. Our Model Management System helps lenders make better decisions and better loans—increasing revenue, reducing risk, and automating compliance. Our mission is to make fair and transparent credit available to everyone and our software creates some of the most inclusive risk models in the industry. Using Zest-built machine learning software, financial institutions can dramatically expand credit access to deserving people with no added risk. Learn more at Zest.ai and connect with us on Twitter @Zest_AI or our Insights blog.

Zest is committed to diversity, equity, and inclusion and encourages professionals from underrepresented groups in technology and financial services to apply.

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