At ZestFinance, we work with a great deal of enthusiasm and energy along with a social conscience and passion for leveraging data and technology to transform financial services as we know it.

RESPONSIBILITIES:

• Work with Product, Marketing, and Business to design and build the next generation of ZestFinance product roadmap features.

• Pair with full stack and front-end engineers to build and integrate APIs with rich, desktop and mobile-friendly front-end interfaces.

• Identify and evangelize programming best practices with the full stack software engineering and product teams.

• Work closely with DevOps and QA to ensure operational stability and performance while driving a culture of test driven development (TDD) and behavior driven development (BDD).

• Lead and participate in design / architecture reviews, as well as code reviews and walkthroughs.
  

REQUIREMENTS:

• 6+ years of experience designing and developing web applications

• 4+ years of web application development using Ruby on Rails

• Experience with TDD/BDD methodologies and testing frameworks including RSpec

• Experience with common internet technologies (e.g. CSS, HTML, JavaScript) with an emphasis on frameworks like backbone.js or AngularJS

• Experience designing APIs adhering to the REST architecture style

• Experience with analyzing and troubleshooting large-scale distributed systems (network analysis, performance and application issues)

• Experience with continuous integration tools (e.g. Github, Travis CI, Jenkins)

• Experience with Amazon Web Services, e.g. EC2, RDS, S3, and Route53

• Experience with monitoring/alerting tools (e.g. New Relic, Airbrake, PagerDuty)

• Experience with Chef for provisioning servers and deploying applications/services

• Excellent verbal and written communication skills including the ability to explain technical issues to a non-technical audience

• Strong work ethic and a can-do attitude

• B.S. in Computer Science or equivalent experience

 About Zest:

ZestFinance was founded in 2009 by Douglas Merrill, former CIO of Google, along with a team of data scientists from Google and lending experts from Capital One.  Together they set about revolutionizing credit underwriting for underbanked Americans. 

As it stands today, good people are being denied credit because old world processes do not take advantage of today’s data rich environment. ZestFinance applies machine learning and large-scale data analysis to evaluate thousands of potential credit variables.

Using this more sophisticated approach, ZestFinance can better assess default risk and the viability of a long-term customer relationship allowing the company to offer loans at a fraction of the rates of its competitors. The company also makes its technology platform available to other organizations, enabling them to use data to make smarter underwriting and business decisions.