Are you ready to join a fast-growing, high-energy team at a well-funded, venture-backed company changing the game in consumer finance by innovating with the customer’s best interest in mind? At Payoff we’re committed to helping people achieve their financial goals and build a better, stronger financial future. Do you want to be an integral part of building our unique Science Team and helping us achieve our goal of helping people achieve theirs? Then Payoff is the place for you.
About the Job:
The Data Scientist is a key member of the Payoff lending team. You will collaborate with business analysts and operations to develop state of the art prediction models. You will help the business visualize data and draw out insights. You will interact with other data scientists, developers, and product managers to implement your models. You will be expected to engage with executives, key stakeholders, and external experts on analytical needs and help drive and execute the strategic and tactical recommendations. The successful candidate will possess a passion for innovative analysis, processes that scale, and developing findings and recommendations that transcend the numbers.
What You’ll Do
- Extract insights from data sets for product development, identifying strategic opportunities
- Implement new statistical or other mathematical methodologies as needed for specific models or analysis
- Build complex predictive models to substantially improve and continuously optimize user acquisition and revenue generation
- Collaborate across multiple functions, such as Product Management and Data Engineering, to implement the models into production and to monitor their performance
- Use data visualization and communication tools that summarize findings for technical and non-technical audiences
- Document, monitor, and iterate models used in marketing and production.
What You’ll Need
- MS or Ph.D in Quantitative Field
- 1+ years of experience executing complex data analysis in R and/or Python
- 1+ years of experience extracting data using SQL across multiple tables and databases
- 1+ years of building, validating, and implementing machine learning models in a business setting
- Strong communication and data presentation skills
- Ability to clearly communicate complex analytical methods and results to business partners
- Motivated to go above and beyond the task at hand
- Excited to work in a collaborative, start-up environment
- Strong organizational skills and experience managing personal workload in fast-paced environment
We’d be ecstatic if you have any of the following:
- Experience with Big Data Analytical Stacks
- Experience with Real Time/Streaming Data
- Exceptional performance in ML Competitions
What You’ll Get
- Money in exchange for working here
- Employee (and family) medical benefits paid 100% by Payoff
- Flexible, open vacation policy — rested employees are happy and productive
- All the single-origin, micro-batch coffee you can drink (or tea if that’s your thing)
- Payoff Events — Craft Beer Thursdays, outings, food trucks, ping pong and other fun stuff
About Payoff
Payoff, Inc. is a financial wellness company applying science, psychology and technology to help Members reinvent their relationship with money. We’re focused on working with everyone’s best interest in mind. We believe in taking care of our employees, eating great food, having a sense of humor, getting things done, and always putting the customer first (except in this list).
At Payoff we’re always working on making big changes in consumer financial services, and big changes take big efforts. We need team players, innovators, and leaders who will work hard to help us build and grow.