City National Bank
City National Bank proudly offers services, tools and technology that put our people and communities first.
Los Angeles, CA

Credit Ofcr II ENT at City National Bank (Greater LA Area, CA)

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Participates in the loan management process by providing credit and loan underwriting expertise to a team of Entertainment Relationship Managers. Analyzes prospective loan transactions and credit worthiness of borrowers. Provides opinions and recommendations regarding proposed credit and potential risks. Ensures all due diligence and background evaluation is complete and thorough before credit approval is granted. Must be in good standing under The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (Safe Act) and must be registered/licensed with the Nationwide Mortgage Licensing System and Registry; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.

Entertainment Banking Division
Make your mark as a member of City National's Entertainment Banking group. You will help deliver sophisticated financial solutions through white-glove service to people and organizations in every facet of the entertainment business. City National has been a fixture in entertainment banking for more than 60 years, setting ourselves apart with in-depth expertise and knowledge of the industry.


  • Reviews loan application and financial information; evaluates and recommends credit structure and terms in concert and under the guidance of the Team Leader; fully underwrites CRR consistent with Bank format, policies and procedures; determines sources and uses of funds; analyzes industry data, competitive factors, historical performance, projected results, risks, and mitigating factors. Ensures CRR contains a well supported recommendation or decision; the risk rating is correct and supported; and the data and analytics used to support the decision are accurate and calculated correctly.
  • Attends client meetings at RM’s or Team Leader’s request to facilitate delivery of credit product and/or assist in problem resolution. Contacts borrowers directly, for additional information and details related to loan request or clarification of financial materials and resources.
  • Provides balanced and appropriate credit guidance to RM and Team Leader and collaborates in determining appropriate credit strategy.
  • Provides credit alternatives and creative ways to structure credits ensuring that transactions are within profitability and portfolio risk standards. Authors credit approval memorandum.
  • Provides input to the RM and Team Leader regarding loan pricing. Renews and possibly recommends restructure of loans and/or lines of credit as required. Assumes accountability for minimizing Bank losses.
  • Performs quarterly financial reviews of client's financial condition including monitoring covenants and conditions. Takes a proactive approach toward resolution. Escalates potential credit issues to RM, Team Leader and/or Entertainment Credit Manager.
  • Has a primary role in early problem loan identification and the timely and accurate changes in loan grades. Monitors and takes initiative to follow the upcoming loan maturity report to ensure timely renewals; and responds to past dues based on information provided by the RM or Team Leader.
  • Maintains up-to-date knowledge on all Bank lending policies and regulations. Confers with the RM, Team Leader and appropriate Bank personnel regarding new/existing lending requirements and regulations.
  • May coordinate loan documentation including work with legal, CLC, other internal bank areas, or outside legal counsel to obtain the correct, accurate documents to ensure all loans are documented to fully protect the Bank’s interests in the credit relationship. Reviews collateral periodically to minimize credit exposure.



  • Bachelor's Degree and/or formal Credit training
  • 4-7 years Minimum 5 years of experience in underwriting medium sized and moderately-complex commercial credit and consumer loans required. Req
  • 4-7 years Minimum 5 years of experience in a banking or financial services environment required. Req
  • Must be in good standing under “The Secure and Fair Enforcement for Mortgage Licensing Act of 2008” (Safe Act) and must be registered/licensed with the “Nationwide Mortgage Licensing System and Registry”; or must be able to be registered under the Safe Act. Req

Skills and Knowledge


    Starting base salary: $44.28 - $75.42 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

    *To be considered for this position you must meet at least these basic qualifications
    The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

    City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.


    We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies.

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    What are City National Bank Perks + Benefits

    City National Bank Benefits Overview

    We strive to be the best at whatever we do, and that includes the benefits and perks we offer our colleagues.

    We understand that colleagues have different needs. As a result, we look to offer a holistic program to support and address physical, emotional, financial and social needs.

    Volunteer in local community
    Partners with nonprofits
    Open door policy
    OKR operational model
    Team based strategic planning
    Open office floor plan
    Employee resource groups
    Remote work program
    Mandated unconscious bias training
    Diversity employee resource groups
    Our 11 Colleague Resource Groups (CRGs) help colleagues deepen their relationships and knowledge at work, encouraging more people to connect, learn and celebrate with each other.
    Hiring practices that promote diversity
    Health Insurance & Wellness Benefits
    Flexible Spending Account (FSA)
    Disability insurance
    Dental insurance
    Vision insurance
    Health insurance
    Coverage generally begins on the first day of the month following employment, and colleagues are able to cover spouses, domestic partners and/or dependent children.
    Life insurance
    Wellness programs
    Mental health benefits
    Abortion travel benefits
    Financial & Retirement
    401(K) matching
    Pretax and Roth 401(k) - the company matches 75% of the first six percent of eligible pay a colleague contributes each pay period. Match dollars are immediately vested.
    Performance bonus
    Some positions may be eligible for bonus and/or commissions
    Child Care & Parental Leave Benefits
    Generous parental leave
    Family medical leave
    Adoption Assistance
    Fertility benefits
    Vacation & Time Off Benefits
    Paid volunteer time
    Paid holidays
    Paid sick days
    Floating holidays
    Bereavement leave benefits
    Office Perks
    Commuter benefits
    Mother's room
    Professional Development Benefits
    Job training & conferences
    Tuition reimbursement
    Lunch and learns
    Promote from within
    Mentorship program
    Continuing education available during work hours

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