ForwardLine is a fast-growing, non-bank lender dedicated to providing simple, fast, and affordable financing to America’s Main Streetbusinesses. As an innovator in the industry since 2003, we are currently implementing an aggressive national growth strategy.

Want to be part of a team where your work has a direct impact on the economic decisions of the company? Are you interested in working in an environment that promotes data-driven decisions, creativity, and innovation? The Risk Analyst is responsible for building underwriting, fraud, and collections policies, conducting profitability and performance analysis, and developing test and control strategies. This role requires someone who quickly adapts to change and is willing to complete all duties as assigned and requested.

Key Responsibilities:

  • Develops and maintains credit strategies, processes, and procedures. Designs and implements comprehensive tests and evaluates financial impact to drive continuous improvement.
  • Candidate will collect and analyze data to identify credit risk (delinquency, roll rate and loss) trends and provide analysis to support strategic initiatives and ad-hoc projects
  • Design A/B tests to help understand risk return tradeoffs using hypothesis testing framework
  • Build relationships across different business areas to facilitate implementation of risk strategies
  • Synthesizing findings from analysis and sharing recommendations with management and business partners 


  • Bachelor's Degree in related field (STEM preferred)
  • 1+ years’ experience preferred in financial services (retail or investment banking), management consulting, tech start-up (preferably fintech), or similarly rigorous work environment
  • Ability to extract and analyze data from multiple sources using data tools such as SQL, R, Python, or similar. SAS statistical analysis software competency preferred.
  • Strong analytical skills with the ability to collect, organize, analyze, and disseminate significant amounts of information with attention to detail and accuracy
  • Excellent communication skills (oral & written) with ability to communicate analysis results successfully to all levels of management
  • Thriving in a fast paced, entrepreneurial and dynamic environment. 

What you get from us:

  • Health, dental, vision, 401k
  • Paid vacation and sick time
  • A dynamic, team-oriented office environment
  • Paid holidays and flexible work schedule
  • Rewards, recognition, company events, and other fun stuff
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Technology we use

  • Engineering
  • Sales & Marketing
    • PythonLanguages
    • RLanguages
    • SqlLanguages
    • WordpressCMS


21700 Oxnard Boulevard , Woodland Hills, CA 91367

An Insider's view of ForwardLine Financial

What’s the vibe like in the office?

This is not a typical corporate office. The company focuses on finding the right live/work balance. They understand the importance of building relationships and the opportunity to grow. Yes we are here to work but they actually care about how we are doing and what they can do to make things better.


Funding Consultant

How do you collaborate with other teams in the company?

Being in Product means being cross functional and getting fully involved in processes.
It also means collaborating with other teams on initiatives: Providing context, setting expectations and getting everyone on the same page and all those are done via meetings, emails, skype, slack, Jira, Trello amongst many other tools.


Senior Product Manager

How has your career grown since starting at the company?

I have been given the opportunity to grow in my department in ways I never thought were possible. This has allowed me to become a bigger part in decision making processes, and get to work together with all departments across the company to ensure we are delivering the most customer-centric product possible.


Associate Underwriter

How do you empower your team to be more creative?

At ForwardLine we stress ownership and creativity of execution. That means we always start by setting clear goals - “success means X” - now go and get there however you think is best. This gives everybody clear guardrails and sense of purpose, empowers them with a sense of ownership, and activates their creative and innovative talents.


VP of BizOps

What makes someone successful on your team?

Teamwork is one of the five pillars of the company values. Every employee of ForwardLine has a crucial role to play in order for us to help our customers grow their businesses. Staying professional, knowing when to ask for help, being transparent, helping teammates in need, and following agile principles will help you succeed as a team member!


DevOps Engineer

What are ForwardLine Financial Perks + Benefits

Open door policy
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
Dental Benefits
Vision Benefits
Health Insurance Benefits
Life Insurance
Retirement & Stock Options Benefits
Vacation & Time Off Benefits
Paid Holidays
Paid Sick Days
Perks & Discounts
Casual Dress
Company Outings
Happy Hours
Professional Development Benefits
Job Training & Conferences
Promote from within
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