ForwardLine is a fast-growing, non-bank lender dedicated to providing simple, fast, and affordable financing to America’s Main Street businesses. An innovator in the industry since 2003, we are currently implementing an aggressive national growth strategy.

Our company is looking for a dynamic Underwriter to join our team and help us with our loan origination process to help ForwardLine take small business owners through our fast and convenient borrowing experience.

What we need:

A critical part of our loan origination process is played by the role of underwriter. The person in this role will be responsible for ensuring that loan applicants are who they say they are, and that the data they have supplied is accurate. They will bring an inquisitive, customer-centric view to the role – balancing out the need to limit credit risk in a customer-focused manner.

What you’ll do:

• Gather and evaluate small business financial information to determine applicant creditworthiness, ensuring loan compliance with Company and regulatory requirements.
• Underwrite loans by analyzing business history, financials, and credit profiles to comply with company policies.
• Perform analysis of complex business and personal financial statements and tax returns.
• Ensure proper pre-funding quality control steps are taken on all loans.
• Exhibit a sense of urgency towards meeting applicant requests while also meeting acceptable risk parameters - Maintaining company standards for productivity and compliance of underwriting turnaround standards.
• Provide frequent communication to all parties involved in transactions in a positive and constructive manner.
• Actively engage with underwriting prep team for general guideline interpretations and questions on specific loan files.
• Perform other required duties, as requested.

Ideal background:

• 3+ years of underwriting experience within a lending organization, online, credit card and/or installment loans preferred
• Knowledge and understanding of loan related transactions, compliance, lending practices and risks
• Ability to read, analyze and interpret loan documents
• Ability to function in a team environment, manage time effectively, and use applicable software applications
• Bachelor’s degree

What you get from us:

• Health, dental, vision, 401k available
• Paid vacation, holidays and sick time
• A dynamic, team-oriented office environment
• A comfortable, relaxed casual dress code
• Rewards, recognition, company events, and other fun stuff